Level premium
Your basic coverage premium stays the same for the contracted term, with no age-based increases.
TERM 100
Life insurance
Term life insurance in dollars that protects your loved ones in the event of death, with a level premium on the basic coverage during the purchased term of 1, 5, 10, 15, 20 or 30 years.
USD 20K
75%
0%
Why choose TERM 100?
For people ages 25 to 70 who want to financially protect those who depend on them, such as those starting a family who want to ensure the stability of their children and partner. Also for companies looking to insure key executives or partners.
Sums insured in dollars
Access sums insured in dollars based on your personal and family needs.
Disability protection
Total and permanent disability rider, in the event of a situation that affects your ability to earn an income.
Additional 75% return of premium
It includes an additional return of premium rider at 75% less administrative expenses for 20-30 year periods. Even after the return of premiums, you can keep your protection simply by continuing to pay the corresponding annual premium.
Optional riders with additional premium payment
Critical illness, hospital income and accidental death, among others, purchased when the policy is issued.
Starting your career
Purchasing at an early age gives you access to better conditions and a stable premium for several years, with the option of a 75% return of premiums on the 20- and 30-year terms.
Starting a family
Have peace of mind knowing your loved ones are financially protected no matter what, and add riders such as critical illness, hospital income or accidental death.
Download Documentation
Download the complete information on the Term 100 plan
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Term 100 is dollar-denominated term life insurance that protects your family for a term of 1, 5, 10, 15, 20 or 30 years. The base coverage premium remains level during the contracted term, and the sum insured starts at USD 20,000. Companies also use it to insure key executives or partners.
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No, it is not an accumulation product. If you purchase the return of premiums rider, at the end of the term you receive 75% of the premiums, calculated at the current TRM exchange rate. The rider is only available on 20- and 30-year terms and does not apply to renewals.
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Total and permanent disability, partial return of premiums, critical illnesses, hospital income and accidental death, among others. Riders must be included when the policy is issued; they cannot be added later.
