Cookie Policy

BMI COLOMBIA COMPAÑÍA DE SEGUROS DE VIDA S.A. (hereinafter, “BMI”) is committed to protecting the personal data and privacy of the people who use its services and browse its Website https://www.bmicos.com/colombia/

BMI, respecting the rights recognized in the Personal Data Protection Law (Law 1581 of 2012) and in other applicable regulations, makes this cookie policy (“Cookie Policy”) available to you.

This cookie policy explains what cookies are and how we use them. You should read this policy so that you can understand what type of cookies we use, the information we collect through cookies, and how that information is used.

Cookies normally do not contain any information that personally identifies a user, but the personal information we store about you may be linked to the information stored in and obtained from cookies.

We do not store confidential personal information, such as postal addresses, account passwords, etc., in the cookies we use.

 

Interpretation and definitions

 

1. Interpretation

Words whose initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in the singular or in the plural.

2. Definitions

For the purposes of this cookie policy:

  • Company: in this cookie policy, refers to BMI.
  • The Website: refers to https://www.bmicos.com/colombia/

  • You or User: refers to the person who accesses or uses the Website, or a company or any legal entity on behalf of which such person accesses or uses the Website, as applicable.

     

What is a cookie?

It is a file that is downloaded to your computer when you access our Website. Among other things, cookies allow us to store and retrieve information about the browsing habits of a user or their device and, depending on the information they contain and the way you use your device, they can be used to recognize the user.

 

Types of cookies used and their purpose

BMI is always looking for new ways to improve its Website and the services it offers. We use cookies to improve the use and functionality of the Website and to gain a better understanding of how the User uses it.

The types of Cookies used by the Website are:

 

1. Necessary cookies

These cookies are necessary for the Website to function and cannot be disabled in our systems. They are usually only set in response to actions taken by you that amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms.

You can set your browser to block these cookies or alert you about them; however, some parts of the site will not work. They do not store personally identifiable information. First-party cookies are used.

 

2. Performance analytics cookies

These cookies allow us to count visits and traffic sources so that we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site. All the information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site and will not be able to monitor its performance. First-party and third-party cookies are used.

 

3. Functional, preference, and personalization cookies

They make it possible to remember information to improve the functionality and personalization of the website so that the user can access the services with certain features and personalize their browsing experience (e.g., language, browsing patterns, service content, etc.). This helps provide a better user experience for visitors. First-party and third-party cookies are used.

 

4. Advertising / marketing cookies

These are cookies that collect information about the user's browsing in order to build a profile of their interests and thus offer personalized advertising, showing ads that may be of interest to you. They do not directly store personal information, but are based on the unique identification of your browser and Internet device. If you do not allow the use of these cookies, you will receive less personalized advertising. Both first-party and third-party cookies are used.

 

Main purposes

The main purposes of using cookies on our Website are as follows:

  • To improve the service we provide to you by increasing the functionality and performance of the Website.
  • To improve the Website and provide new features through it, and to personalize the features provided based on your preferences.

  • To ensure the legal and commercial security of the Website, of you, and of our company.

     

Are cookies anonymous?

Cookies do not contain information that, on its own, can identify a specific user. As far as we are concerned, the information obtained may only be associated with a specific user if that user is identified on the website. If so, such data will be incorporated into personal data files for which the owner of this website is responsible and will be processed for the purposes indicated in this cookie use policy, complying at all times with the requirements of the regulations in force regarding personal data protection. Affected users may at any time exercise their rights of access, rectification, or cancellation of their personal information, as well as the right to object to its processing, as indicated on the Website https://www.bmicos.com/colombia/

 

How can I prevent the use of cookies?

As stated in the cookie notice, by using the Website you accept the use of cookies and can configure them. However, if you prefer to avoid the use of cookies on the Website, you must first disable the use of cookies in your browser and then delete the cookies saved in your browser associated with this Website. You can use this option to prevent the use of cookies at any time.

Please note: if you reject and/or delete cookies, you may not always be able to use all the features of the Website. In addition, rejecting or deleting them only affects the computer and browser with which you perform this operation. If you use several computers and/or browsers, you must repeat the above operations as many times as necessary.

For your convenience, below you will find information provided by the developers of the main browsers on managing cookies:

If you disable cookies, you may not be able to use all the features of the website.

 

Contact us

To exercise your rights, you may submit your request to our postal address, stating the request conditions required by applicable law.

If you have any questions about this cookie policy, you can contact us:

Updates and changes to the cookie policy

“BMI” may modify this cookie policy in accordance with legislative requirements; therefore, users are advised to visit this policy periodically.

This cookie policy was created on April 28, 2025.