We protect what matters most to you

BMI Seguros Costa Rica offers you health and life insurance and group policies, backed by more than five decades of BMI Financial Group.

Find the protection you need

Life, health and group policies: solutions that are with you at every stage and back you up when you need it most.

Health insurance

Enjoy worldwide coverage and excellent medical benefits, with BMI Access included.
Health insurance

Life insurance

Feel the peace of mind of knowing that your family's future and your assets are protected.
Life insurance

Tarjeta MAS

With Tarjeta MAS, access medical assistance services, guidance and benefits designed to support you whenever you need them.

  • Home medical visit
  • Medical guidance by phone
  • Ambulance service in the GAM
  • Discounts at services and stores

Featured plans

Some of our most popular health and life insurance policies in Costa Rica.
Pareja joven sonriendo abrazados cerca de un lago.

Esencial

International health up to US$1,000,000 per insured and year, with a network in Latin America and the U.S.
Learn more
Una persona sonríe con una tablet en la mano.

Best Indexed

Permanent life with value accumulation linked to the performance of stock market indexes.
Learn more
Dos personas entran en una casa con cajas de mudanza.

Term Plus 100

Term life insurance from US$250,000 for 5, 10, 15, 20 or 30 years, with automatic renewal.
Learn more
Médico conversando con un paciente en la consulta

Group Health

Group medical expenses for companies, cooperatives, and educational institutions, with a provider network.
Learn more

How can we help you?

24×7 medical emergency

Immediate medical care, 24 hours a day, 7 days a week, with BMI Access.

File a claim

File or track a claim from the client portal.

BMI in figures

+53

+US$2.4 B

+US$2 B

A-

More than five decades of history

More than 53 years of BMI Financial Group experience back every policy we issue in Costa Rica.

Supervised by SUGESE

Since 2011 we have operated in Costa Rica under the supervision of the Superintendencia General de Seguros.

A family company

Led by the second and third generations of the Sierra family, with a long-term vision.

Hospital network worldwide

Access to hospitals and medical providers in Costa Rica, the United States, and internationally.

Always by your side

We support you with BMI Access 24×7 and with our customer service team in Escazú.

Strength and oversight in Costa Rica

BMI Seguros Costa Rica has operated since 2011 under the supervision of the Superintendencia General de Seguros (SUGESE) and is backed by BMI Financial Group, rated A- (Excellent) by AM Best uninterruptedly since 2003.

 

More than US$2.4 B in assets and more than US$2 B in benefits paid: the peace of mind of knowing that your protection is in the hands of a strong and solvent company.

Strength and oversight in Costa Rica

What they say about us

Leadership that goes beyond awards

BMI Seguros strengthens its leadership in Costa Rica with three awards that highlight its service and commitment to people.
See press release

Innovation and closeness to keep growing

Javier Solís discusses BMI's digital transformation, its commitment to service and the growth opportunities in the Costa Rican insurance market.
See press release

Three awards that consolidate our leadership

BMI Seguros Costa Rica receives three awards and marks three consecutive years standing out among the country's insurance brokerages.
See press release

Protect what matters most, wherever you are

Familia sonriendo al aire libre con dos niños a cuestas

Frequently Asked Questions

In this section you will find answers to frequently asked questions about our health and life plans

Need help? We are by your side

Talk to our team Monday through Thursday from 8:00 a.m. to 5:00 p.m. and on Fridays until 4:00 p.m., or, in a medical emergency, contact BMI Access at any time.