Permanent coverage
Covers accidental death at any time, all year round, while the policy is in force.
Personal Accident
Group personal accident insurance
Group personal accident insurance for companies, associations, cooperatives, hotels, convention centers and educational institutions: protects your insureds with accidental death coverage and optional additional coverages.
10 insureds
24/7
Why choose Personal Accident insurance?
A group insurance policy so that your organization can protect its insureds against accidents.
Tailored coverage
Adapts to each group with customized coverage and affordable premiums, according to your organization's requirements.
Eligible groups
Work teams, associations and student groups from schools, high schools, universities, daycare centers and kindergartens.
Flexible purchase
Contributory or non-contributory modality, and premium payment with no installment surcharge.
The organization takes out the policy
The company or institution is the policyholder and chooses the option and coverages, and the group must include at least ten insureds.
The insured group is included
Covers employees, members or students; no age limit for the policyholder and spouse, and children up to age 18.
BMI is notified of the claim
The policyholder or beneficiary reports the accident to BMI in writing.
BMI reviews and pays
The claim documentation is submitted and BMI pays once all documents have been received.
Document Downloads
Personal Accident insurance coverage
Accidental death
Basic coverage: pays the beneficiaries the sum insured if death occurs immediately or within 365 days after the accident.
Additional coverage
For an additional premium: total and permanent disability, dismemberment, medical expenses, daily income and serious illness, among others.
Service coverage
Assistance services, Tarjeta MAS Colectivo and dental plans, with additional premium.
Beneficiaries
Each insured designates their beneficiaries and may change them at any time; if a beneficiary is a minor, payment is made to their parents.
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This product is designed to provide medical assistance or an indemnity when an insured person suffers an accident that causes injury, disability or death, according to the contracted coverages and conditions.
In addition, it is an accessible, low-cost solution, allowing organizations to offer protection to a group of people without requiring a large investment.
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It is aimed at business groups, professional associations, associations, cooperatives, SMEs, educational institutions, convention centers, hotel companies and other organizations that require accident protection for a group of people.
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Yes. It is possible to design customized coverage and premiums tailored to the needs of each organization. Options may include medical expenses, disability, accidental death and other benefits, subject to the conditions of the selected product.
In addition, specialized assistance services can be added according to the client's needs to provide more comprehensive protection.
