Costa Rica
BMI Best Meridian Insurance, S.A.
Total Travel Services, S.A.
International Presence
BMI has been in Costa Rica since 2011 and is part of a group that, from its headquarters in Miami, has a presence on 6 continents.
Key facts
130
21
+700,000
Headquarters
Miami is the headquarters of BMI Financial Group. From there, the holding companies in the United States and Puerto Rico are coordinated, as well as their subsidiaries in international markets. From the BMI Building at Town Center One (8950 SW 74th Court, Miami), this headquarters coordinates the 21 companies of the BMI Group, with insurance business underwritten in 130 countries across six continents. It is the base of a family-run company with more than five decades of experience.
Operating centers
Our international operations centers support local and regional operations, as well as the networks of brokers and medical providers. The Group has 12 operations centers worldwide. In Asia, Taiwan serves as the regional operations base and, in Europe, Spain acts as the digital hub. This structure allows brokers to serve their clients in an integrated way across Latin America and key global markets, with access to a network of more than 700,000 healthcare providers.
Digital development
Spain serves as the Group's digital hub, driving innovation and technology initiatives, including BMI Ahorro.\n\nBMI Ahorro España, S.L. and BMI NextTech, S.L. operate in Spain, and in 2025 the Digital Platform team was created in Madrid. BMI Ahorro, the Group's flagship digital insurance platform, lets you purchase life insurance and build savings completely online in a matter of minutes, and since 2025 BMI has owned 100% of it.
Reinsurance services
BMI's reinsurance division offers a growing range of solutions in various international markets.\n\nIn 2025, BMI generated more than 1.5 billion dollars in gross written premiums from its reinsurance activities, while continuing to diversify its portfolio across geographies and lines of business.
Group structure
BMI operates through a solid network of regulated insurance entities and specialized service companies, enabling brokers to serve their clients in an integrated way in Latin America and key global markets.
United States
BMI Financial Group, Inc.
Best Meridian Insurance Company
Business Men's Insurance Corp.
BMI Services, Inc.
BMI Ahorro USA LLC
World Travel Services LLC
Puerto Rico
Best Meridian International Insurance Company, I.I.
Colombia
BMI Colombia Compañía de Seguros de Vida, S.A.
FINMERIDIAN, S.A.S.
Spain
BMI Ahorro España, S.L.
BMI NextTech, S.L.
Taiwan
Regional operating base for Asia
Ecuador
BMI del Ecuador Compañía de Seguros de Vida, S.A.
BMI Igualas Médicas del Ecuador, S.A.
Dominican Republic
BMI Compañía de Seguros, S.A.
BMI Services de República Dominicana, S.A.
Multi Assistance Services, Inc.
Venezuela
Beneficios Médicos Internacionales Venezuela, C.A.
BMI Financial Group financial results
$631
$2.4
14%
A-
Creating real value
At BMI, innovation is an organizational capability that enables our teams to identify opportunities, develop solutions and deliver measurable improvements for clients, partners and the business.
Innovation culture
In 2025 we relaunched the Innovation Program to accelerate idea generation and embed it throughout the organization, starting with Guatemala.
Country-level ratings
Colombia
AA Rating
Ecuador
AA+ Rating
Ecuador
AAA Rating
Guatemala
AA Rating