Hospitalization
Medical and surgical services, fees, hospital room, and intensive care at 100%, according to the policy conditions.
Ideal
Health insurance
International health plan with coverage of US$1,000,000 per insured and policy year, optionally expandable to US$3,000,000.
Ideal benefits for your family
What you get with Ideal
Ideal combines hospitalization, outpatient surgery, and maternity, with the flexibility to choose your insured amount.
Outpatient care
Outpatient surgery, visits to doctors and specialists, and laboratory and diagnostic tests covered at 100%, according to the policy conditions.
Maternity
Maternity benefits for the female policyholder and eligible dependent daughters, with a 10-month waiting period.
Why choose Ideal?
Designed for individuals and families seeking flexible international coverage and different sum insured options.
Sum insured tailored to you
Choose maximum coverage of US$1,000,000 per insured per policy year, with the option to increase it up to US$3,000,000.
Deductible reduced by up to 50%
Deductible reduction of up to 50% for hospitalization in your country of residence, for the established deductible options.
Therapies after an accident
In the event of an accident, it covers physical therapy, occupational therapy and speech therapy, subject to the policy's conditions and limits.
Preventive and reconstructive surgeries
Benefits for cancer risk-reduction surgery and certain reconstructive surgeries, according to the policy's definitions, limits and conditions.
Home medical visit
Tarjeta MAS benefit: a doctor visits you at home to treat you without you having to travel.
BMI Access
At no additional cost: a BMI Access medical coordinator guides you, 24 hours a day, in managing your policy's services and benefits.
Telemedicine
BMI telehealth with certified doctors by phone or video call, available 24/7 worldwide.
Tarjeta MAS
With the MAS Card you get a full funeral benefit, access to care benefits and discounts on services and at retailers, among other benefits.
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Starting your career
It lets you start protecting your health with flexible international coverage and different sum insured options, also when traveling, studying or working.
Starting a family
It lets you choose the sum insured according to your family's budget, with care inside and outside the country and hospital and outpatient benefits.
Approaching retirement
Protect yourself against unexpected health events at a very good cost, with national and international treatment and coverage for cancer risk-reduction surgery.
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Ideal is an international health plan with maximum coverage of US$1,000,000 per insured per policy year, expandable to US$3,000,000. Outside the United States, you freely choose your hospital and specialist. Within the U.S., you have access to a select provider network. It covers hospitalization, outpatient surgery, fees, medications and outpatient services.
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Yes. You can go from US$1,000,000 to US$3,000,000 per insured and policy year, with the corresponding premium adjustment.
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If hospitalization occurs in your country of residence, Ideal reduces the deductible by 50%. This applies to certain deductible options, according to the terms of the policy.
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Yes. It includes cancer risk-reduction surgery and certain reconstructive surgeries, according to the policy's definitions and limits. It also covers physical therapy, occupational therapy and speech therapy after an accident.
