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Life insurance
Protection and accumulated value in a single policy
Best Indexed is an indexed universal life insurance policy that protects your beneficiaries and lets you build value over the long term. The credited interest is linked to the S&P 500 or the Nasdaq-100, depending on the index you choose. Coverage starts at US$100,000, with flexible premiums and adjustable protection.
The interest depends on the performance of the chosen index and a participation rate. It has a guaranteed minimum of 1% and a maximum of 12%. It is not a direct investment in the S&P 500 or the Nasdaq-100.
Your beneficiaries receive the death benefit according to the option purchased. How the accumulated value is handled and whether outstanding loans or debts are deducted depends on the terms of the contract.
Yes. It includes an accelerated benefit rider that applies when the insured meets the contract's definition of terminal illness or terminal stage.