Financial strength rating of A- (Excellent) by A.M. Best
The most important rating agency in the global insurance industry; its rating is an independent opinion based on financial condition, operating performance and business profile.
A history of trust
Being there at life's most important moments is not just our responsibility; it is a privilege we have honored for more than five decades.
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+US$2.4 B
+US$2 B
700K
Protection with global backing since 2011
BMI Best Meridian Insurance offers life and health insurance and group policies in Costa Rica under the supervision of the Superintendencia General de Seguros (SUGESE), with the strength of a group with more than 53 years of experience in Latin America and the Caribbean.
A philosophy of protection that endures
Our mission is for you and your loved ones to enjoy the best experience in individual and group personal insurance, with 24/7 service, multilingual operators and the backing of a globally recognized insurer.
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Protection that endures
For more than five decades, we have supported individuals and businesses in the moments that truly matter. Our evolution has been guided by a long-term vision and consistent financial discipline. Today, that commitment is strengthened by the leadership of the second generation and the active involvement of the third, ensuring continuity, strength and a multigenerational perspective.
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There when it matters most
The true value of insurance is revealed in times of uncertainty: when health is put to the test, when families celebrate new beginnings, when businesses cross borders. In those moments, protection must be reliable, financially strong and operationally flawless.
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Results that build trust
Trust is not promised; it is proven. We identify gaps transparently and address them with determination. We don't overpromise; we perform better. We correct decisively, learn quickly and evolve continuously.
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Lasting partnerships
Protection begins with people: clients, agents, partners and employees. We build relationships based on transparency, alignment and shared standards, because institutions endure when relationships are strong. Transactions start relationships; consistency sustains them over time.
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Innovation with purpose
We evolve with intention. At BMI, innovation sharpens underwriting precision, improves operational efficiency, expands access to care and elevates the customer experience. We embrace change to strengthen stability, not to compromise it.
"People often say: It's nothing personal, it's just business. For us it is personal, because it represents our family's reputation, and we take that responsibility with the utmost seriousness."Anthony Sierra — Chief Executive Officer and Chairman of the Board of Directors
Ratings and Recognitions
Over the years, BMI has received numerous recognitions from the media and from independent rating companies that are well known and respected in the international insurance market.
Favorable financial condition
Compared with the 25 largest insurers in the U.S., according to Standard Analytical Service, which evaluates solvency, surplus and liquid assets.
One of the top 200 life and health insurers in the U.S.
By Best's Review magazine, from the rating agency A.M. Best.
Tony M. Sierra: one of the 250 most influential leaders
By South Florida Business Journal.
One of the largest private companies
By South Florida Business Journal.
One of the largest Hispanic businesses
By South Florida Business Journal.
One of the 350 largest companies
By Florida Trend.
About us
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BMI Group track record
More than five decades of growth, resilience and innovation, built on the trust and values of a family business. BMI de Costa Rica has operated since 1997 as part of this group.
BMI Seguros Costa Rica continues to be backed by the BMI Group and by the leadership of the second and third generations of the Sierra family.