Prepaid Medicine with International coverage
Plans with international coverage and the peace of mind of receiving care around the world, starting at USD 500,000
We protect what matters most to you
29 years in Ecuador, with more than 630,000 clients who trust BMI del Ecuador and BMI Igualas Médicas, backed by BMI Financial Group.
Find the protection you need
Prepaid medicine and life insurance for you, your family and your company. Solutions that are with you at every stage.
Prepaid Medicine with National Coverage
The peace of mind of a medical plan with national coverage, Red Colombia and Clínica Universidad de Navarra
Life insurance
Protect what you have built and ensure peace of mind for those who matter most to you, with life insurance that supports your family, your company and your employees
Featured plans
Some of our most popular health plans and life insurance policies in Ecuador.
How can we help you?
Request a reimbursement
Download the medical expense reimbursement form for your plan.
Find a doctor
Find doctors, clinics and hospitals in the affiliated network in Ecuador.
24×7 medical emergency
Immediate medical care, 24 hours a day, 7 days a week, with BMI Access.
BMI in Ecuador
+53
29
+630K
149%
Track record in Ecuador
For 29 years we have protected Ecuadorian families, with more than five decades of BMI Financial Group experience.
Market recognition
First place in the PXI Ecuador 2023 and 2024 ranking in the health category and Ekos Top Brand #1 for executives.
The trust of thousands of families
More than 630,000 clients across BMI del Ecuador and BMI Igualas Médicas trust us every day.
Care with no deductible with BMI 360
Medical centers, doctor at home and a network of doctors with no deductible and no reimbursement processes.
Close to you
Offices in Quito, Guayaquil and Cuenca, and an affiliated medical network in Ecuador and Colombia.
Recognized financial strength
Pacific Credit Rating (PCR), an independent risk rating agency, grants BMI Igualas Médicas an AAA rating, the highest on its scale, and BMI del Ecuador an AA+ rating, which distinguishes it as a very financially sound company with a "Stable" outlook.
Backing that adds to our track record in the country and the trust of our clients: the peace of mind of knowing that your protection is in good hands.
Frequently Asked Questions
In this section, find answers to frequently asked questions about our plans
Health Plans
Health plan frequently asked questions
Life Insurance
Life insurance frequently asked questions