Ecuador
BMI del Ecuador Compañía de Seguros de Vida, S.A.
BMI Igualas Médicas del Ecuador, S.A.
International Presence
BMI has been in Ecuador since 1997 and is part of a group that, from its headquarters in Miami, has a presence on 6 continents.
Key facts
130
21
12
+1000
Headquarters
Miami is the headquarters of BMI Financial Group. From there, the holding companies in the United States and Puerto Rico are coordinated, as well as their subsidiaries in international markets.
From the BMI Building at Town Center One (8950 SW 74th Court, Miami), this headquarters coordinates the 21 companies of the BMI Group, with insurance business underwritten in 130 countries across six continents. It is the home base of a family-run company with more than five decades of history.
Operating centers
BMI has 12 operating centers around the world, which support local and regional activity as well as the broker and medical provider networks.
Taiwan is BMI's operating base in Asia, and Spain is home to the Group's digital functions. This structure enables integrated service across Latin America and other strategic markets, with access to a network of more than 700,000 healthcare providers.
Digital development
Spain serves as the Group's digital hub, driving innovation and technology initiatives, including BMI Ahorro.
BMI Ahorro España, S.L. and BMI NextTech, S.L. operate in Spain, and in 2025 the Digital Platform team was created in Madrid. BMI Ahorro, the Group's flagship digital insurance platform, lets you take out life insurance and build savings completely online in a matter of minutes, and since 2025 BMI has owned 100% of it.
Reinsurance services
BMI's reinsurance division offers a growing range of solutions in various international markets.
In 2025, BMI generated more than 1.5 billion dollars in gross written premiums from its reinsurance activities, while it continues to diversify its portfolio across geographies and lines of business.
Group structure
BMI operates through a solid network of regulated insurance entities and specialized service companies, enabling brokers to serve their clients in an integrated way in Latin America and key global markets.
United States
BMI Financial Group, Inc.
Best Meridian Insurance Company
Business Men's Insurance Corp.
BMI Services, Inc.
BMI Ahorro USA LLC
World Travel Services LLC
Puerto Rico
Best Meridian International Insurance Company, I.I.
Colombia
BMI Colombia Compañía de Seguros de Vida, S.A.
FINMERIDIAN, S.A.S.
Costa Rica
BMI Best Meridian Insurance, S.A.
Total Travel Services, S.A.
Spain
BMI Ahorro España, S.L.
BMI NextTech, S.L.
Taiwan
Regional operating base for Asia
Dominican Republic
BMI Compañía de Seguros, S.A.
BMI Services de República Dominicana, S.A.
Multi Assistance Services, Inc.
Venezuela
Beneficios Médicos Internacionales Venezuela, C.A.
BMI Financial Group financial results
$631
$2.4
14%
A-
Creating real value
At BMI, innovation is an organizational capability that enables our teams to identify opportunities, develop solutions and deliver measurable improvements for clients, partners and the business.
A culture that drives us
In 2025 we relaunched the Innovation Program to accelerate idea generation and embed it throughout the organization, starting with Guatemala.
Serenza Medical Centers
Starting in 2026, in Quito, they will offer integrated outpatient care: medical consultations, diagnostics and preventive services.
Country-level ratings
Ecuador
AA+ Rating
Ecuador
AAA Rating
Colombia
AA Rating
Guatemala
AA Rating