Flexible coverage
Coverage from USD 100,000, for terms of 5 to 30 years.
Term 95
Life insurance
Term 95 turns protection into peace of mind: financial backing for those you love most and the legacy you want to build.
Term 95 benefits for your family
Simple, affordable term life
Term 95 is a term life insurance for personal or business needs, with coverage starting at USD 100,000.
Hassle-free renewal
Your policy renews automatically up to age 95, with the premium recalculated based on your age.
Return of premiums
Available for 20- and 30-year periods: recover all of your premiums, a distinctive advantage in the market.
Early career
Starting young gives you access to a more affordable cost and protection that grows with you, your career and your family.
Starting a family
Term 95 creates financial backing so that, if you were to pass away, your loved ones can maintain their quality of life.
Near retirement
This protection can provide liquidity to your heirs to face unexpected expenses and complement the assets you built over a lifetime.
Your policy benefits
Family Protection
Debt payment
Death-related costs
Collateral for financial loans
Continuity of your children's education
Download Documentation
Complete information on the Term 95 plan
Frequently asked questions
We answer the most common questions about your life insurance and your prepaid medicine plan.
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Term 95 is life insurance designed to protect the future of your loved ones. If something were to happen to you, it provides the financial support your family needs to maintain their quality of life and keep pursuing their plans. It offers coverage up to age 95, with terms of 5, 10, 15, 20 or 30 years, and includes a return option for greater peace of mind.
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At the end of the contracted term, your policy automatically renews for an equal period, with no need to prove insurability. The premium will be adjusted according to your age at the time of renewal.
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The sooner, the better. It is usually purchased by people aged roughly 18 to 65, and starting young gives you access to a more affordable cost.