Annual coverage of USD 7 million
Financial protection against illnesses and high-cost treatments, in and outside Ecuador.
Meridian II Plan
Prepaid medicine
Annual coverage of up to USD 7 million and high-quality medical care in and outside Ecuador, with free choice of clinics worldwide.
Why choose the Meridian II Plan?
Designed for professionals and families who want to protect their assets and freely choose doctors and hospitals.
First-class care
Hospitalization, consultations, medications, maternity, and transplants, with 100% coverage depending on your plan.
Worldwide free choice
You are free to choose the clinics, hospitals and specialists you want, in and outside Ecuador.
No deductible for hospitalization
No deductible applies to hospitalizations worldwide, except in the United States, for the USD 500, 1,000 and 2,500 deductibles.
70/30 pharmacy credit
Reduce your recurring expenses at affiliated pharmacies, with the USD 500 and USD 1,000 deductibles.
Adaptable deductibles
Choose your annual deductible between USD 500 and USD 20,000, depending on what you need.
Organ transplant
Organ transplant coverage up to USD 3,500,000.
Travel assistance
Medical repatriation, air ambulance and return of minors on your trips abroad of up to 45 days.
Features
Specialty medications at 100%
Full coverage for specialty medications, at no additional cost to you.
Maternity at 100%
100% maternity care up to USD 7,500, not subject to the deductible, with deductibles of USD 500, 1,000 and 2,500.
BMI360 benefits
No deductible or waiting period: tests, therapies and consultations on the USD 500 and USD 1,000 deductibles.
Waiver of premiums
If the policyholder dies, premiums are waived for 2 years.
Early career
Broad coverage from a young age to protect your finances, with telemedicine and travel assistance.
Starting a family
Protection for your entire immediate family: maternity, newborn care, hospitalization, medications and specialists.
Near retirement
Support for complex illnesses, with international networks, transplants and an international second medical opinion.
Meridian II Plan benefits
100% hospital care
Daily room and board, physician fees, intensive care unit and ambulance with local physicians, covered at 100%.
100% outpatient care
Medical consultations, tests, treatments, therapies and medications in Ecuador, covered at 100%.
Network of the best hospitals in the U.S.
Access to a broad network of the best hospitals in the United States.
Robotic surgery and home nursing
Robotic surgery covered (USD 25,000 within Ecuador and 100% outside the country) and home nursing at 100% for up to 180 days.
Comprehensive assistance
International medical second opinion, telemedicine, medical guidance, psychology sessions, nutrition and funeral service.
Download Documents
Download the complete information on the Meridian II plan
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Meridian II is the international health plan with the highest coverage in the BMI Unique line: up to USD 7,000,000 per insured per policy year. It includes outpatient and hospital care, maternity, transplants, robotic surgery, travel assistance, telemedicine and an international medical second opinion.
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Yes, with the USD 500, USD 1,000 and USD 2,500 deductibles, according to the plan conditions.
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It includes 100% coverage for medications. You also have access to the BMI 360 medical centers.
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Medical repatriation, air ambulance, return of minors and international medical second opinion.