Financial peace of mind
Reduce unexpected expenses from major medical events.
Ideal
Prepaid medicine
Up to USD 2 million in coverage in and outside Ecuador, with free choice of doctors and access to a top-tier network in the U.S.
Why choose the Ideal plan?
Designed for active people who travel frequently or study abroad and are looking for international backing.
Coverage up to USD 2 million
Maximum medical coverage amount — a single round of chemotherapy can exceed USD 46,000, not counting additional expenses.
Air ambulance
100% coverage for air ambulance in highly serious medical situations, with timely and safe transportation.
World-class providers
Access to top-tier clinics and hospitals worldwide; you choose where to be treated.
100% coverage for emergencies abroad
Medical emergencies covered at 100% during the first 45 days of your leisure or business trips.
Free choice in Ecuador and abroad
You choose your doctors, clinics and hospitals nationally and internationally.
Deductible from USD 500
Choose from deductibles ranging from USD 500 to USD 20,000; the most popular are USD 2,500 and USD 5,000.
Organ transplant
Coverage of up to USD 500,000 in the 1,000,000 plan, or USD 1,000,000 in the 2,000,000 plan.
Early career
If you are starting your career, you have broad coverage for emergencies abroad and protection while studying outside the country for up to two years.
Starting a family
If you are starting a family, your newborn baby has 100% coverage for congenital medical conditions and complications during delivery.
Near retirement
You have broad coverage for catastrophic illnesses and access to top-tier clinics in Colombia and Spain.
Ideal benefits for your family
Ideal combines comprehensive hospital and outpatient coverage, care for congenital conditions and special travel and medication benefits.
Hospitalization at 100%
Room, physician fees and intensive care covered at 100%, including in the U.S. network.
Comprehensive outpatient care
Consultations, tests and treatments covered at 100%, with medications included.
Specialty medications at 100%
Full coverage for specialty medications.
Special benefits
International second medical opinion, doctor home visits and travel assistance.
Download Documentation
Download the complete information on the Ideal plan
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Ideal is a prepaid medicine plan: your family has up to USD 2 million in international coverage, inside and outside Ecuador. Freely access the best doctors, clinics and hospitals in the world, backed by a specialized medical network in the United States. The perfect combination of protection, flexibility and excellent care for those who expect more from their health plan.
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From USD 500 to USD 20,000. The most popular are USD 2,500 and USD 5,000, for their balance between protection and cost.
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Yes. It covers 100% of medical emergencies abroad during the first 45 days of a leisure or business trip. It can also protect you while studying abroad for up to two years. Air ambulance is covered at 100% in highly serious situations.
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It covers at 100% any congenital condition the baby is born with, as well as complications during delivery.