Network in Ecuador and Colombia
It gives you a broad local medical network, plus an affiliated network in Colombia.
Major Medical Expenses
Prepaid medicine
Give your loved ones greater protection and peace of mind with medical coverage of up to USD 500,000.
Coverage
USD 500,000
Deductible from
USD 5,000
Abroad
USD 50,000
Prevention
Your dental prevention consultations and treatments are covered at 100%.
Periodontics
Periodontal treatments are covered at 70%.
Restorative dentistry
Restorative dental treatments are covered at 70%.
Pediatric dentistry
Dental care for little ones is covered from 70% to 100%.
Why choose Major Medical Expenses?
Cancer has become the second leading cause of death in the Americas. In 2020, BMI paid more than USD 4 million for this condition, with access to the best specialists and clinics in Ecuador and Colombia. All coverage applies once the deductible has been met.
Robotic surgery
Coverage of up to USD 25,000 for robotic surgery.
Hospitalization at 100%
Your hospital coverage is at 100%.
Outpatient care at 100%
Your outpatient coverage is at 100%.
Organ transplant
Coverage of up to USD 250,000 for organ transplants.
Clínica Universidad de Navarra
Coverage at Clínica Universidad de Navarra, in Pamplona and Madrid.
What benefits do you get with your prepaid medicine plans?
360.000
568.000
USD 109,000,000
Major Medical Expenses Features
Emergencies abroad
Coverage for verified urgent care or medical emergencies abroad, up to USD 50,000. Conditions apply.
100% pregnancy coverage
100% pregnancy care, with the deductible applied.
Medications at 100%
Your medications are covered at 100%.
Waiver of premiums
Waiver of premiums for 1 year upon death of the policyholder.
Free choice
Free choice of hospitals and medical centers.
Highest coverage table
The highest coverage table on the market.
Emergencies while traveling
Emergency coverage during trips abroad.
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It is financial backing to face serious illnesses or accidents that would be difficult to pay for with your own resources. It covers up to USD 500,000 at 100% once the deductible has been met. It lets you choose the best medical care with your health in mind, not just the cost.
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Coverage follows the terms, exclusions and limits of the contract. Before purchasing, review the plan details with your advisor.
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It depends on the product conditions and the underwriting policies in force. Purchasing at an early age usually makes it easier to obtain better insurability conditions.
