Engaged work environment
By offering this benefit to your team, you show a real commitment to their well-being in the workplace.
BMI Plan
Prepaid medicine
A corporate health plan for SMEs, with different levels of coverage based on your team's needs.
Coverage
USD 70K
Members
From 5
Deductible
From USD 80
Outpatient care
You can access medical consultations, tests and outpatient treatment starting 30 days after purchasing your plan.
Hospital care
Hospitalization, surgery and intensive care coverage is available 90 days after the plan's start.
Accidents and infectious diseases
If you have an accident or an infectious disease, your coverage applies immediately, with no prior waiting period to meet.
Start of pregnancy
If you are trying to get pregnant or are already pregnant, maternity coverage applies 60 days after the plan is purchased.
How much can the average Ecuadorian spend in a year?
How much can an average Ecuadorian spend in a year?
If you are a Man
*Reference values for our portfolio
| Condition | Amount |
|---|---|
| Flu | $150.00 |
| Gastritis | $600.00 |
| Appendicitis | $3,800.00 *Includes surgery |
| Low back pain | $1,500.00 *Includes therapy |
| Fracture (ankle/fibula) | $1,000.00 |
Total: $7,050.00
If you are a Woman
*Reference values for our portfolio
| Condition | Amount |
|---|---|
| Flu | $150.00 |
| Gastritis | $600.00 |
| Migraine | $200.00 |
| Leiomyoma | $4,200.00 *Includes surgery |
| Urinary tract infection | $200.00 |
Total: $5,350.00
With BMI you can save up to 80%
Why choose the BMI Plan?
A corporate prepaid medicine plan designed to support your SME with different levels of coverage.
Security and peace of mind
Your employees work with greater peace of mind knowing they have medical support for any unexpected health event.
Loyalty and belonging
A corporate health benefit encourages your team to feel more identified with and committed to the company.
Institutional image
Offering medical coverage to your employees strengthens your company's corporate image with clients and candidates.
Save up to 80%
Purchasing a BMI Plan for your company lets you save up to 80% compared with other alternatives on the market.
Plans from BMI 5 to BMI 70
Choose the coverage level that best suits your company, from USD 5,000 to USD 70,000.
Travel assistance
If you travel for work or pleasure, you have medical coverage abroad, from USD 5,000 to USD 50,000.
Maternity care
Your plan covers natural delivery, cesarean section and maternity complications, with amounts that vary depending on the plan you choose.
Organ transplant
The BMI 70 plan covers up to USD 35,000 in organ transplant-related expenses for your team.
Hospital copayment
70/30%
Pre-existing conditions
USD 2,000
Room and board
240 days
BMI Plan benefits for your company
What you get with Plan BMI
The BMI Plan combines hospital and outpatient coverage with additional benefits for your team's well-being.
Hospital coverage
Daily room and board covered for up to 240 days, with no deductible or copayment.
Additional benefits
Prostheses, mammography and annual prostate-specific antigen test included, among other benefits.
No waiting period when changing plans
No waiting period applies if you are coming from another similar policy or prepaid medicine contract.
Download Documentation
Download the complete information on the BMI plan.
