Flexible protection
Part of your payment funds your life insurance and the rest goes to your savings plan.
BMI Ahorro
100% digital life and savings
The life insurance with a savings plan that lets you protect your loved ones while you build your financial future.
Benefits for your family
Protection and savings in a single plan
With a fixed monthly payment, you protect your life, save with a guaranteed 2.5% interest rate and manage everything online.
Capital growth
Guaranteed interest of 2.5% per year and up to 6% projected return.
Complete peace of mind
Purchase it 100% online with no medical exams or complicated paperwork.
Starting your career
Start building your wealth with plans from $25 a month, while you have life protection.
Starting a family
BMI Ahorro combines your savings plan with life insurance to protect those who depend on you.
Approaching retirement
Keep up your monthly contributions, add extra contributions whenever you want and let your capital grow over time.
Frequently asked questions
We answer the most frequently asked questions about BMI Ahorro, your life insurance with savings.
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BMI Ahorro is a life insurance policy with a built-in savings plan. With a fixed monthly installment, one part funds your beneficiaries' protection and the other goes to your savings. You purchase and manage it 100% online, from the website or the app, with no medical exams. Plans start at USD 25 per month.
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Your savings grow with a guaranteed compound interest rate of 2.5% per year.
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From policy year 4 you can withdraw 50% of the surrender value. From year 5, 100%, with no penalty. Keep in mind that withdrawing the surrender values terminates the insurance and, with it, the coverage.
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The saved capital is added to the policy coverage and both are paid to your beneficiaries, according to the terms of the contract.