We protect what matters most to you

BMI Seguros Colombia, backed by the BMI Group and more than 53 years of experience, offers you life and health insurance with coverage in Colombia and around the world.

Find the protection you need

Life and health insurance for you, your family and your company. Solutions that stand by you at every stage and give you peace of mind.


 

Health insurance

BMI offers you plans with outstanding benefits and local coverage, designed to adapt to different needs.

Health insurance

Life insurance

Enjoy the peace of mind of knowing that your family's future and your assets are protected with BMI plans, designed to adapt to different stages of life.

Life insurance

BMI Cloud Portal for our customers

With BMI Cloud, you can check your policy and complete your transactions online, without leaving home and whenever it suits you best.

  • Policy inquiry
  • Online data update
  • Claim submission
  • Payments and invoices

Featured plans

Some of our most popular health and life insurance policies in Colombia.
Mujer sonriente con un teléfono móvil en las manos, mirando por una ventana.

BMI Best Indexed

Dollar-denominated indexed universal life policy that combines protection and accumulation: its accumulated value is linked to the S&P 500 or NASDAQ 100, with a guaranteed minimum return, coverage starting at USD 100,000 and flexible premiums.

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Niña soplando las velas de su tarta rodeada de su familia.

BMI Nova

Universal life insurance that combines protection and accumulation in a single policy: it protects your loved ones while building accumulated value, with flexible premiums and sum insured.

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Grupo de personas sentadas aplaudiendo y sonriendo en una sala.

Local Essential Health

Health insurance with local medical coverage, a choice of medical network according to your needs, and a modular structure.

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Hombre joven sonriendo levanta a su hijo en brazos.

TERM 100

Dollar-denominated term life insurance that protects your loved ones in the event of death, with a stable premium during the contracted term of 1, 5, 10, 15, 20 or 30 years.

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How can we help you?

Pay your policy

Pay online via PSE, with a barcode, automatic debit or financing.

Submit your reimbursement

Request reimbursement for your individual health policy online.

24×7 medical emergency

Immediate medical care, 24 hours a day, 7 days a week, with BMI Access.

BMI in figures

+53

+US$2.4 B

+US$2 B

AA

More than five decades of experience

More than 53 years of BMI Group experience back every policy we issue in Colombia.

Supervised by the Superfinanciera

BMI Seguros Colombia is supervised by the Superintendencia Financiera de Colombia.

A family company

Led by the second and third generations of the Sierra family, with a long-term vision.

Coverage in Colombia and around the world

Health plans with a top-tier medical network in Colombia and options with international coverage.

Always by your side

We support you with BMI Access 24×7 and with our Premier Support team in Bogotá.

Recognized financial strength

Value & Risk Rating gives BMI Seguros Colombia an AA rating, with a stable outlook, which assesses its ability to meet its policies and other contractual obligations.

 

This backing adds to the oversight of the Superintendencia Financiera de Colombia and the BMI Group's A- (Excellent) rating from AM Best: the peace of mind of knowing that your protection is in the hands of a strong company.

Recognized financial strength

What they say about us

BMI Seguros Colombia strengthens its financial position with an AA rating.

For the second consecutive year, BMI Seguros Colombia received an AA (Double A) rating with a stable outlook for Financial Strength and Payment Capacity, granted by Val.ue & Hisk Hating. 

See press release

Life plans, the new direction of the insurance business in Colombia

Today, getting an education, starting a business or building family stability are concrete financial decisions that are reshaping the role of insurance in people's lives.

See press release

This is how the insurance business is changing in Colombia

Getting an education, starting a business or building family stability are no longer just aspirational goals in Colombia, but concrete financial decisions that are reshaping the role of insurance in people's lives. 

See press release

BMI Seguros Colombia grew 30% in premiums during 2025

Amid an economic environment marked by uncertainty, in 2025 BMI consolidated 30% growth in written premiums, reaching $126,618 million, a performance that exceeds the insurance industry average and reflects the progress of its operational, digital and commercial strategy in the country.

See press release

Protect what matters most, wherever you are

Familia sonriendo al aire libre con dos niños a cuestas

Frequently Asked Questions

In this section, find the answers you are looking for

Need help?

Talk to our team in Bogotá Monday to Friday, from 8:00 a.m. to 5:00 p.m., or in a medical emergency, contact BMI Access at any time.