United States
- BMI Financial Group, Inc.
- Best Meridian Insurance Company
- Business Men's Insurance Corp.
- BMI Services, Inc.
- BMI Ahorro USA LLC
- World Travel Services LLC
International Presence
BMI has been in Colombia since 2017 and is part of a group that, from its headquarters in Miami, has a presence on 6 continents.
Key facts
130
21
12
+1000
Headquarters
Miami is the headquarters of BMI Financial Group. From there, the holding companies in the United States and Puerto Rico are coordinated, as well as their subsidiaries in international markets.
In the United States, BMI Financial Group, Inc., Best Meridian Insurance Company, Business Men's Insurance Corp., BMI Services, BMI Ahorro USA and World Travel Services operate; in Puerto Rico, Best Meridian International Insurance Company, domiciled there since 2024.
Operating centers
Our international operations centers support local and regional operations, as well as the broker and medical provider networks.
The Group has 12 operations centers worldwide. In Asia, Taiwan serves as the regional operations base and, in Europe, Spain acts as the digital hub. This structure allows brokers to serve their clients in an integrated way across Latin America and key global markets, with access to a network of more than 700,000 healthcare providers.
Digital development
Spain serves as the Group's digital hub, driving innovation and technology initiatives, including BMI Ahorro.
BMI Ahorro España, S.L. and BMI NextTech, S.L. operate in Spain, and in 2025 the Digital Platform team was created in Madrid. BMI Ahorro, the Group's flagship digital insurance platform, lets you take out life insurance and build savings completely online in a matter of minutes, and since 2025 BMI has owned 100% of it.
Reinsurance services
BMI's reinsurance division offers a growing range of solutions in various international markets.
In 2025, BMI generated more than 1.5 billion dollars in gross written premiums from its reinsurance activities, while it continues to diversify its portfolio across geographies and lines of business.
Group structure
BMI operates through a solid network of regulated insurance entities and specialized service companies, enabling brokers to serve their clients in an integrated way in Latin America and key global markets.
Puerto Rico
- Best Meridian International Insurance Company, I.I.
Colombia
- BMI Colombia Compañía de Seguros de Vida, S.A.
- FINMERIDIAN, S.A.S.
Costa Rica
- BMI Best Meridian Insurance, S.A.
- Total Travel Services, S.A.
Spain
- BMI Ahorro España, S.L.
- BMI NextTech, S.L.
Taiwan
- Regional operating base for Asia.
Ecuador
- BMI del Ecuador Compañía de Seguros de Vida, S.A.
- BMI Igualas Médicas del Ecuador, S.A.
Dominican Republic
- BMI Compañía de Seguros, S.A.
- BMI Services de República Dominicana, S.A.
- Multi Assistance Services, Inc.
Venezuela
- Beneficios Médicos Internacionales Venezuela, C.A.
Financial highlights
Net income
$631
Our assets
$2.4
Return on average equity
14%
AM Best rating
A-
Creating real value
At BMI, innovation is an organizational capability that enables our teams to identify opportunities, develop solutions and deliver measurable improvements for clients, partners and the business.
A culture that drives us
In 2025 we relaunched the Innovation Program to accelerate idea generation and integrate it across the organization, starting with Guatemala.
Finmeridian
From Bogotá, Finmeridian allows life insurance clients to finance their premiums flexibly.
By facilitating access to financing, it makes policies more accessible and encourages long-term persistency, creating value for both policyholders and BMI's distribution network.
Country-level ratings
Colombia
AA Rating
Ecuador
AA+ Rating
Ecuador
AAA Rating
Guatemala
AA Rating