Hospitalization and surgery
Covers hospitalization, surgeries, intensive care and medical fees in the event of an accident or serious illness.
Esencial
Health insurance
Hospital health insurance for those seeking reliable medical protection, with coverage for surgeries and specialized care at top-tier clinics, with access to a network of high-quality providers in Colombia.
Hospital protection that complements your EPS
Essential protection against a high medical bill
For people ages 25 to 65, such as professionals, couples starting a family and parents, who want protection without paying the cost of a full health policy. Focused on emergencies, hospitalizations and surgeries.
Emergencies and specialists
Emergency care, specialized care and fast access to specialists at high-quality institutions.
Childbirth, ambulance and prostheses
Care for vaginal or cesarean delivery and its complications, ambulance service, prostheses and other key benefits.
Why choose the Esencial plan?
Designed for self-employed or employed professionals, couples and parents aged 25 to 65 who value fast care and access to good specialists in Colombia.
Protection against catastrophic expenses
A hospitalization can be very expensive: the policy covers hospitalization, surgery, intensive care and physician fees.
Lower monthly cost
Because it does not include routine consultations, outpatient medications or frequent tests, your premium is lower than that of a comprehensive policy.
Private clinic network
Access to high-end clinics, with shorter wait times and a better patient experience.
Emergency care
Emergencies covered so you receive prompt care in the event of an accident or illness.
Natural birth and C-section
Care for vaginal or cesarean delivery and its possible complications.
Ambulance and prostheses
Ambulance service, prostheses, and other key benefits included in the plan.
Entry up to age 65
You can enroll up to age 65, with a rate based on your age range.
Starting your career
While you grow professionally, protect yourself against medical events with a high financial impact through an affordable investment, without paying for coverage you may not use.
Starting a family
Have financial backing and quality care in the event of an unexpected hospitalization or surgery, and protect your household's stability so you can focus on your family's recovery.
Approaching retirement
As the years go by, the likelihood of needing hospitalizations or medical procedures increases: hospital coverage lets you face them with greater confidence.
Download Documentation
Download the complete information on the Esencial plan
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It is an individual health plan designed for those seeking reliable medical protection in Colombia, with access to a segmented, high-quality provider network. It provides coverage for outpatient, hospital and care services, ensuring timely and efficient care in line with the needs of the insured and their family.
This plan offers key benefits such as direct access to specialists, low copays and coverage at the country's leading institutions, enabling a comprehensive care experience. It is a practical and affordable solution for those who prioritize solid medical backing with a local focus.
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It does not include routine medical consultations, outpatient medications or frequent diagnostic tests. That is why its premium is lower than that of a comprehensive policy. It is designed to protect you against a very high medical bill without paying for a full health policy.
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Access to high-end private clinics, shorter wait times, a private room and more comfort if you are hospitalized. Plus, financial support for surgeries, intensive care and other high-cost events.
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People enrolled in an EPS up to age 65. The rate depends on the age range.
