For those who cannot access traditional insurance
The option if, due to your health condition, you cannot purchase a traditional life policy.
Horizon
Life insurance
Whole life policy in pesos for people who, due to their health condition or medical history, cannot access traditional life insurance: no medical exams, level premiums, death benefit coverage and surrender values.
$80M
$2,000M
100 years
100%
Why choose Horizon?
For people ages 18 to 69 with medical conditions who have been declined or considered uninsurable by other companies and want to leave financial support for their loved ones without complex underwriting processes.
Level premiums in pesos
Your premium and sum insured remain level throughout the term of the policy.
No medical exams
Issued without considering medical history, diagnosed conditions or ongoing treatments.
Progressive benefit
During the first 10 years the benefit is variable: from the sixth year it reaches 20% of the sum insured and reaches 100% in the tenth.
Surrender values
In addition to coverage for death from any cause, the policy builds cash surrender values.
Starting your career
If your health condition keeps you from finding support in other products on the market, get life protection that gives you the peace of mind you need.
Starting a family
An opportunity to protect your family when your health does not allow you to purchase other policies: financial support for your beneficiaries in the event of death.
Download Documentation
Download the complete information on the Horizon plan
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Horizon en Pesos is a whole life insurance policy for people who cannot access traditional life insurance because of their health or medical history. It requires no medical exams or proof of insurability and covers death from any cause. The sum insured ranges from $80 million to $2,000 million.
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People aged 18 to 69, including those whom other insurers have declined or consider uninsurable. It is issued without taking into account medical history, diagnosed illnesses or ongoing treatments. It is not intended for terminally ill patients.
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The benefit varies during the first 10 years. If death occurs in the first year, the sum insured is not paid. Between the second and fifth year, the beneficiaries receive the total premiums paid, excluding the policy issuance fee. From the sixth year they receive 20% of the sum insured, which increases each year up to 100% from year 10 onward.
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No. Both the premium and the sum insured remain level, in pesos, for the entire life of the policy. The policy generates surrender values.
