Extensive catalog of procedures
Covers complications from cosmetic, gynecological, bariatric, orthopedic and microsurgery, refractive and dental surgeries, and from minimally invasive procedures.
Surgical complications
Health insurance
Medical and financial support for complications arising from surgery, especially cosmetic surgery, performed by licensed professionals and clinics, so you can recover with peace of mind and support.
Protection for the unexpected after your surgery
BMI Colombia Surgical Complications Policy
For people who are going to undergo a cosmetic, plastic, reconstructive, gynecological or fertility procedure and want to protect their investment. It covers the medical, hospital, surgical and pharmaceutical expenses of a complication diagnosed within 60 days after the procedure.
Care in and outside Colombia
Events are handled in Colombia; if you reside abroad, expenses are reimbursed up to US$20,000 for highly complex procedures, US$10,000 for breast surgeries and medium-to-low complexity procedures, and US$5,000 for minor procedures.
Gynecology and Fertility Rider
Optional additional coverage for complications arising from gynecological and in vitro fertilization procedures.
Why choose the Surgical Complications policy?
Designed for adults aged 25 to 55 who take care of themselves and their appearance, and for women undergoing gynecological procedures or fertility treatments.
Peace of mind during recovery
Focus on your recovery knowing that you have BMI's backing in the event of a covered complication.
Financial backing
Avoid unexpected expenses when recovery does not go as planned.
Covered medical expenses
Hospital, medical, surgical, and pharmaceutical expenses necessary to treat the complication.
Protection for 60 days
Coverage of complications that arise within 60 days after the procedure.
Care for up to 365 days
Treatment of the complication for up to 365 days from the surgery or until the sum insured is exhausted.
Qualified surgeons and clinics
For procedures performed by doctors and clinics that are licensed and approved by BMI Seguros Colombia.
Ambulance service
Transfer between medical institutions in the city where the surgery was performed.
Purchase it before your surgery
The policy must be taken out before the procedure, with the surgery registered and approved.
Starting your career
Protect the investment you make in a cosmetic or medical procedure and prevent an unexpected complication from affecting your personal finances.
Starting a family
Reduces the financial impact of a complication and gives you support for gynecology and fertility procedures, when the policy conditions apply.
Approaching retirement
Additional support for surgeries at this stage, with financial protection and assistance for unexpected medical expenses during recovery.
Download Documentation
Download the complete information on the Surgical Complications plan
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It is insurance that covers the medical expenses of complications arising after a covered surgery, especially cosmetic surgery. It covers medical, hospital, surgical and pharmaceutical expenses for complications diagnosed within 60 days after the procedure.
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Cosmetic, plastic and reconstructive surgery, and some gynecology and fertility procedures that meet the policy conditions. They must be performed by doctors and clinics that are licensed and approved by BMI Seguros Colombia.
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For 60 days from the date and time of the procedure. The complication must be diagnosed within that period.
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The medical, hospital, surgical and pharmaceutical expenses necessary to treat the complication, including hospitalization and medications, within the contracted limits.
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No. The policy must be purchased before the surgery, and the procedure must be registered and approved. Complications that occur before the policy term begins are not covered.
