Protection and savings
Build value with annual returns while you protect your loved ones.
BMI Nova
Life insurance
Universal life insurance that combines protection and accumulation in a single policy: it protects your loved ones while building accumulated value, with flexibility in premiums and the sum insured.
USD 50,000
Why choose BMI Nova?
For people ages 30 to 65 who want to protect their family and build long-term wealth, and for young professionals who want to start early. Designed for a more conservative profile, it can generate surrender values in less time than Best Indexed.
Flexible sum insured
Increase or decrease your sum insured without having to purchase a new policy.
Loans and partial withdrawals
Access loans and partial withdrawals against the accumulated surrender value.
Starting your career
Start a long-term savings strategy while you are young, with more time to build value while you get financial protection.
Starting a family
Protect your partner and children financially if you were to pass away, while you build capital to support your future family goals.
Approaching retirement
A financial planning tool to accumulate value and close the pension gap that many people in Colombia face today.
Download Documentation
Download the complete information on the Nova plan
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Nova is a universal life insurance policy that combines protection and savings, with a guaranteed minimum return of 3% effective annual. It lets you adjust premiums and the sum insured, and gives you access to loans and partial withdrawals from the surrender value. The minimum sum insured is USD 50,000.
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Yes. You can increase or decrease it without having to buy a new policy.
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Nova is for a more conservative profile: it guarantees 3% effective annual and generates surrender values in less time. Best Indexed links returns to the S&P 500 or the NASDAQ 100, with a range of 1% to 12% effective annual, and is designed for longer-term accumulation.
