Expanded coverage
Outpatient, inpatient and specialized care, with coverage for complex treatments and high-impact illnesses.
Esencial Plus
Health insurance
The most comprehensive option in our health portfolio: outpatient, inpatient and specialized care, mental health, telemedicine and coverage for complex treatments at the best institutions in the country.
Comprehensive protection for you and your family
The most comprehensive option in the portfolio
For professionals, growing families and executives looking for robust medical protection, top clinics in the country and peace of mind against high-impact illnesses.
Mental health and telemedicine
Psychological and psychiatric care, telemedicine and telepsychology to look after your physical and emotional health.
Distinctive benefits
Post-hospitalization, post-emergency and post-priority-consultation medications.
Why choose the Esencial Plus plan?
Designed for professionals aged 30 to 45, growing families aged 30 to 55 and executives aged 40 to 65 looking for more robust medical protection.
The most comprehensive coverage
One of BMI Seguros Colombia's broadest plans: hospital, outpatient, specialized and high-impact illness coverage.
Top clinics in the country
Agreements with renowned healthcare institutions, with specialists and cutting-edge medical technology.
Protection for the whole family
Maternity, care for dependents, dental benefits and support in high-complexity situations.
Outpatient and post-hospitalization medications
Medication coverage after a hospitalization, including for high-impact illnesses.
Cancer and HIV/AIDS
Coverage for cancer and HIV/AIDS treatment.
Funeral coverage
Support for your family in the event of a death, included in the plan.
Renewal up to age 100
Entry up to age 65 and renewal up to age 100, according to the policy conditions.
Starting your career
Get early access to quality medical care at top clinics in Colombia, with telemedicine and telepsychology that adapt to a dynamic, digital lifestyle.
Starting a family
Comprehensive protection for your whole family, with maternity and pregnancy follow-up, mental health and coverage for more complex illnesses.
Approaching retirement
Support for prolonged hospitalizations, specialized procedures and high-impact illnesses, with renewal up to age 100 according to the policy conditions.
Download Documentation
Download the complete information on the Esencial Plus plan
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Esencial Plus is BMI Seguros Colombia's most complete national health policy. It covers hospitalization, surgeries, emergencies, general and specialist consultations, outpatient and post-hospitalization medications, cancer and HIV/AIDS treatments, maternity, comprehensive dental care and funeral coverage, with access to the country's leading clinics.
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Yes. It includes psychological and psychiatric care, as well as telepsychology and telemedicine.
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Esencial Plus adds to Esencial Care psychological and psychiatric care, outpatient and post-hospitalization medications for high-impact illnesses, and cancer and HIV/AIDS coverage. It also includes funeral coverage, comprehensive dental care and benefits for congenital conditions in insureds who were not born under the policy.
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You can purchase it up to age 65 and renew it up to age 100, according to the policy conditions. To purchase it, you must be enrolled in an EPS.
