Market-linked returns
Guaranteed minimum values and growth potential based on the S&P 500 or the NASDAQ 100
BMI Best Indexed
Life insurance
Dollar-denominated indexed universal life policy that combines protection and accumulation: its accumulated value is linked to the S&P 500 or NASDAQ 100 stock indexes, with a guaranteed minimum return, coverage starting at USD 100,000 and flexible premiums.
Minimum sum insured
USD 100K
Performance
1% to 12%
Additional contributions
Up to 3x
Why choose BMI Best Indexed?
Indexed universal life in dollars
For people ages 30 to 65, such as professionals with stable incomes and parents who want to protect their family, secure their children's education and build long-term wealth to supplement their retirement.
Your savings fund in dollars
Medium- and long-term investment in dollars that backs your savings in a strong currency
Flexible premiums and contributions
Partial withdrawals and additional contributions of up to 3 times the actuarial premium, subject to conditions
Starting your career
Start building your wealth from a young age with a multipurpose product backed by an established company: the sooner you start, the more time your money has to build value.
Starting a family
Protect your family financially if something were to happen and, at the same time, build a fund for your children's education or your family projects.
Approaching retirement
A tool to close the pension gap: supplement your future income, preserve your assets and have a flexible reserve for the unexpected during retirement.
Download Documentation
Download the complete information on the Best Indexed plan
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Best Indexed is a U.S. dollar indexed universal life policy that combines protection and accumulation. Its accumulated value is linked to the S&P 500 or the NASDAQ 100, with a guaranteed minimum return. Life coverage starts at USD 100,000, with flexible premiums and partial withdrawals.
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It has a floor of 1% effective annual and a cap of 12% effective annual. Within that range, the return varies according to the performance of the S&P 500 or the NASDAQ 100 and BMI's participation rate.
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Neither is better than the other. The choice depends on your profile and how much risk you are willing to take on. Your advisor can help you decide.
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Yes, up to 3 times the actuarial premium amount, in the periods and under the terms set by the policy.
