Scheduled savings
Approximately half of your premium goes to the savings plan and the rest funds your life insurance.
BMI Ahorro
100% digital life insurance
Life insurance with a savings plan: with a fixed monthly premium you protect the people you love most while building your own financial future, with 100% digital purchase and management.
Life protection and savings in a single plan
100% digital life insurance with a monthly savings plan
For people ages 25 to 45 who want to protect their loved ones and build long-term savings in a disciplined way. With a fixed monthly payment, roughly half funds your life insurance and the other half goes to your savings.
Compound interest
Earn interest on your interest within your savings plan.
100% digital management
Purchase and manage your plan directly from the website or the app, with no medical exams.
Starting your career
Start building your wealth with your insurance, with plans from $75,000 per month, and develop the habit of saving while you have life protection.
Starting a family
Securing the future is also building it: move toward your goals while financially protecting those who depend on you.
Approaching retirement
A long-term tool: keep up your contributions, add extra contributions whenever you want and let your capital grow to complement your financial planning.
Download Documentation
Download the complete information on the BMI Ahorro plan
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BMI Ahorro is a life insurance policy with a built-in savings plan. With a fixed monthly installment, part of the payment funds your beneficiaries' protection and part goes to your savings. Purchase and management are 100% digital, from the website or the app, and no medical exams are required.
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Approximately 50% of the monthly payment goes to your savings plan and the other 50% funds the life insurance. Plans start at $75,000 per month, and you can make extra contributions whenever you want.
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Your savings grow at an interest rate of 6% effective annual and have a guaranteed minimum return of 3.5% effective annual.
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From policy year 2 you can withdraw 50% of the surrender value. From year 3, 100%, with no penalty. If you surrender all the capital, the policy and its coverage end.
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The saved capital is added to the policy coverage and both are paid to your beneficiaries, according to the terms of the contract.
