COOKIE POLICIES

BMI DEL ECUADOR COMPAÑÍA DE SEGUROS DE VIDA S.A. and BMI IGUALAS MÉDICAS DEL ECUADOR S.A. (together, “BMI”) are committed to protecting the personal data and privacy of the people who use their services and browse their Website https://www.bmicos.com/ecuador/.

 

In respect of the rights recognized in the Constitution of the Republic of Ecuador, the Organic Law on Personal Data Protection (“LOPDP”) and other applicable regulations, BMI makes this Cookie Policy (“Cookie Policy”) available to you.

This Cookie Policy explains what Cookies are and how we use them. You should read this policy so that you can understand what type of cookies we use, the information we collect through Cookies and how that information is used.

Cookies do not normally contain any information that personally identifies a user, but the personal information we store about you may be linked to the information stored in and obtained from Cookies.

We do not store sensitive personal information, such as mailing addresses, account passwords, etc., in the Cookies we use.

 

INTERPRETATION AND DEFINITIONS

 1.1 Interpretation
Words whose initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in the singular or the plural.

 

1.2. Definitions
 For the purposes of this Cookie Policy:

Company: in this Cookie Policy refers to BMI.

The Website: refers to https://www.bmicos.com/ecuador/

You or User: refers to the person who accesses or uses the Website, or a company or any legal entity on whose behalf that person accesses or uses the Website, as applicable.

 

WHAT IS A COOKIE?
 It is a file that is downloaded to your computer when you access our Website. Cookies allow us, among other things, to store and retrieve information about the browsing habits of a user or their device and, depending on the information they contain and the way the device is used, they can be used to recognize the user.

 

TYPES OF COOKIES USED AND THEIR PURPOSE
 BMI is always looking for new ways to improve its Website and the services it offers. We use cookies to improve the use and functionality of the Website and to gain a better understanding of how the User uses it.

The types of Cookies used by the Website are:

 

1.- Necessary Cookies

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions you take that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information. First-party cookies are used.

 

2.- Performance Analytics Cookies
 These cookies allow us to count visits and traffic sources so that we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site and will not be able to monitor its performance. First-party and third-party cookies are used.

 

3.- Functional, Preference and Personalization Cookies

They make it possible to remember information to improve the functionality and personalization of the website so that the user can access the services with certain features and personalize their browsing experience (e.g. language, browsing patterns, service content, etc.), which helps provide a better user experience for visitors. First-party and third-party cookies are used.

 

4.- Advertising / Marketing Cookies

These are cookies that collect information about the user's browsing in order to build a profile of their interests and thus offer personalized advertising, showing ads that may be of interest to you. They do not directly store personal information, but are based on the unique identification of your browser and Internet device. If you do not allow these cookies, you will receive less personalized advertising. Both first-party and third-party cookies are used.

The main purposes of the use of Cookies on our Website are the following:

To improve the service we provide to you by increasing the functionality and performance of the Website,

To improve the Website and provide new features through it, and to personalize the features provided based on your preferences.

To ensure the legal and commercial security of the Website, of you and of our company.
 


 ARE COOKIES ANONYMOUS?

Cookies do not contain information that by itself can identify a specific user. As far as we are concerned, the information obtained may only be associated with a specific user if that user is identified on the website. If so, such data will be incorporated into personal data files under the responsibility of the owner of this website and will be processed for the purposes indicated in this Cookie use policy, complying at all times with the requirements of current personal data protection regulations. At any time, the users concerned may exercise their rights of access, rectification or cancellation of their personal information, as well as the right to object to its processing, as indicated in our Privacy Notice on the Website https://www.bmicos.com/ecuador/.
 


 HOW CAN I PREVENT THE USE OF COOKIES?
As stated in the Cookie Notice, by using the Website you accept the use of Cookies and may configure it. However, if you prefer to avoid the use of Cookies on the Website, you must first disable the use of Cookies in your browser and then delete the Cookies saved in your browser associated with this Website. You can use this option to prevent the use of Cookies at any time.

Please note: if you reject and/or delete Cookies, you may not always be able to use all the features of the Website. In addition, rejecting or deleting Cookies only affects the computer and browser on which you perform this operation. If you use several computers and/or browsers, you must repeat the above operations as many times as necessary.

For your convenience, below you will find information provided by the developers of the main browsers on managing Cookies:

If you disable Cookies, you may not be able to use all the features of the website.

 

CONTACT US
 To exercise your rights, you may submit your request to our mailing address by filling in the request form on the Website https://www.bmicos.com/ecuador/ or with another written document containing the request conditions required by applicable law.

If you have any questions about this Cookie Policy, you can contact us:

Head Office Address: Av. De Los Shyris y Suecia, edificio Renazzo Plaza, piso 12, Quito -Ecuador.
Branch 1 Address: Parque Empresarial Colón. Ave. Jaime Roldós Aguilera Edif. Pacífica Center piso 3 y 4, Guayaquil – Ecuador.
Branch 2 Address: Autopista Cuenca-Azogues, Edif. Cardeca Business Center, Planta Baja, Cuenca – Ecuador.
Phone: 1800-264-264
Email: postventaec@bmicos.com
 


 UPDATES AND CHANGES TO THE COOKIE POLICY
 “BMI” may modify this Cookie Policy in accordance with legislative requirements; users are therefore advised to visit this policy periodically.

This Cookie Policy was created on May 08, 2023. The last modification was made on May 08, 2023.