Hospitalization at 100%
Medical and surgical services, fees, room, and intensive care at 100%, according to the policy conditions.
Meridian II
Health insurance
International health plan with up to US$7,000,000 in coverage per insured and policy year and free choice of hospitals.
Meridian II benefits for your family
What you get with Meridian II
Meridian II combines hospitalization, outpatient care and maternity, with free choice of hospitals and specialists worldwide.
Outpatient care
Outpatient surgery, doctor and specialist visits, and laboratory and diagnostic tests at 100%.
Maternity
Maternity benefits for the female policyholder and eligible dependent daughters, with a 10-month waiting period.
Why choose Meridian II?
Designed for individuals and families seeking robust international coverage and the freedom to choose hospitals and specialists.
Free choice of hospitals
Free choice of hospitals and specialists around the world to access the care you need, according to the policy conditions.
Up to US$7,000,000 in coverage
Maximum coverage of US$7,000,000 per insured and policy year, expandable up to US$10,000,000 with the optional Meridian Plus coverage.
Deductible elimination
Hospitalization at 100% and elimination of the hospitalization deductible in and outside the country of residence, except in the U.S., under the established options.
BMI Access
At no additional cost: a BMI Access medical coordinator guides you, 24 hours a day, in managing your policy's services and benefits.
Home medical visit
Tarjeta MAS benefit: a doctor visits you at home to treat you without you having to travel.
Maternity and newborn
Maternity for the policyholder and eligible dependent daughters in the U.S. and the country of residence, including maternity and newborn complications, as well as stem cell preservation.
Telemedicine
BMI telehealth with certified doctors by phone or video call, available 24/7 worldwide.
Tarjeta MAS
With the MAS Card you get a full funeral benefit, access to care benefits and discounts on services and at retailers, among other benefits.
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Starting your career
Robust international coverage that stays with you while you build your career, study or work abroad, with guaranteed long-term renewals.
Starting a family
A comprehensive alternative to protect your family's health and financial stability, with maternity, newborn coverage and care both in and outside the country.
Approaching retirement
Support for medical events with a high impact on family assets, with free choice of hospitals and guaranteed renewals with no age limit.
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Meridian II is BMI Costa Rica's most comprehensive international health plan: up to US$7,000,000 per insured per policy year, expandable to US$10,000,000 with Meridian II Plus. You freely choose hospitals and specialists anywhere in the world, and you have hospital, outpatient and maternity benefits.
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Yes. Meridian II offers free choice of hospitals and specialists worldwide. Care and reimbursement of expenses follow the policy's terms and processes.
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Yes, for the deductible options set by the policy. Hospitalization is covered at 100% and the deductible can be waived both inside and outside your country of residence, except in the United States.
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It covers maternity for the insured and for eligible dependent daughters in the United States and in the country of residence, after a 10-month waiting period. It includes maternity complications, newborn conditions diagnosed in the first 90 days and umbilical cord stem cell preservation, with a discount on storage.
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No. Renewals are guaranteed and have no age limit, so your protection stays with you over the long term.
