Immediate medical care
Access to clinics, hospitals, laboratories, and pharmacies in the BMI provider network, with emergencies treated without pre-authorization.
Group Health Plan
Group health insurance
Medical expense insurance for companies, associations, cooperatives and educational institutions: protects your team and their dependents with immediate care and access to a first-class provider network.
10 policyholders
30 days
Why choose the Group Health Plan?
A medical expense insurance policy so that your organization can protect the health of your employees and their families.
A single contract
One policy protects the entire insured group and their dependents, and the policyholder organization manages enrollments and removals.
Comprehensive coverage
Hospitalization, surgeries, consultations, medications, maternity, transplants, and emergencies, according to the contracted benefits table.
Local or international coverage
Local coverage area, with Central America and Panama costs, or international, as defined in the special conditions.
Additional coverage
Preventive checkup, optical benefit, daily hospitalization income, traveler assistance and assistance services, with additional premium.
The organization takes out the policy
The company or institution is the policyholder and chooses the option and coverages, and the insurable group must include at least ten primary insureds.
The insured group is included
Employees and dependents are insured, subject to application and evaluation by BMI.
Medical services are used
Notify BMI at least 3 business days before an elective hospitalization; emergencies do not require pre-authorization.
BMI reviews and pays the claim
Submit your claim within 90 calendar days; BMI processes it and communicates its resolution.
Document Downloads
Group Health Plan coverage and benefits
Medical expenses
Covers hospital and outpatient services, medical fees, medications, emergencies and transplants, up to the limits of the benefits table.
Maternity and newborn
For the female policyholder or spouse; the newborn is covered if added within 15 calendar days of birth.
Pre-existing conditions
Declared conditions are covered once the waiting period has been completed and up to the limit indicated in the benefits table.
Additional coverage
Optional with an additional premium: preventive checkup, vision benefit, travel assistance, Cuida tu Salud, Group MAS Card and assistance services.
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It is insurance taken out by a company or organization to provide medical protection to a group of people, such as employees, associates or members. The plan may offer coverage for different medical expenses and services, depending on the contracted conditions, benefits and limits, as well as exclusive and specialized assistance services according to the needs of each group.
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This product is designed for business groups, professional associations, associations, cooperatives, SMEs, educational institutions and other organizations that wish to offer medical protection to their members. Eligibility and contracting conditions will depend on the characteristics of each group.
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Depending on the plan purchased, it can provide access to private medical services, care centers and specialists, as well as benefits aimed at timely health care. The applicable coverage, deductibles, copayments, limits, exclusions and conditions should be reviewed in the policy documentation.
It is also a highly valuable tool for organizations, as it contributes to the well-being of their employees or members, strengthens their benefits offering and helps attract and retain talent.
