Worldwide coverage
Medical care in and outside Colombia, with free choice of providers outside the U.S.
Ideal
Health insurance
International health insurance with worldwide coverage of up to USD $500,000, free choice of doctors and hospitals outside the U.S., access to BMI's specialized network in the United States and the BMI Access program included.
High-level medical care, in Colombia and abroad
Health coverage in and outside Colombia
For professionals, executives, business owners and families who travel frequently or have international mobility and are looking for a premium, long-term solution with greater flexibility and treatment options.
Up to USD $500,000
Coverage per insured and policy year, with access to BMI's specialized network in the United States.
BMI Access included
A medical coordinator guides you in using your benefits, plus travel assistance.
Why choose Ideal?
Ideal is designed for professionals aged 35 to 55, executives and business owners aged 40 to 65, and people aged 45 and over who are interested in international medical care.
Worldwide coverage
Medical care in and outside Colombia, with peace of mind when you travel or need international services.
Free choice of physicians and hospitals
Choose where to receive care outside the U.S. and access BMI's specialized network in the United States.
Specialized medical support
BMI Access assigns you a medical coordinator who guides you in using your benefits and accessing treatments.
Protection in the country and abroad
Traveler assistance, dental plan and benefits for disability or death of the primary insured.
Five deductible options
US$1,000, US$2,500, US$5,000, US$10,000 or US$20,000, depending on the protection you need.
Maternity
Maternity coverage with deductibles of US$1,000 and US$2,500.
Dental plan
Preventive and emergency dentistry included in your plan.
Renewal with no age limit
Keep your coverage with no age limit for renewal, according to BMI's conditions.
Starting your career
Protection that can stay with you for life, with international coverage from the start of your professional career and medical assistance during personal trips or studies abroad.
Starting a family
Coverage option for dependents and maternity benefits depending on the deductible, with care inside and outside the country and travel assistance on your international trips.
Approaching retirement
Keep your coverage with no age limit for renewal, with international-level specialists and hospitals and the personalized support of BMI Access.
Download Documentation
Download the complete information on the Ideal plan
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Ideal is an international health policy with worldwide coverage of up to USD 500,000. Outside the United States, you freely choose doctors and hospitals. Within the U.S., you receive care in BMI's specialized network. It includes BMI Access, travel assistance, maternity and a preventive and emergency dental plan.
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Yes. Coverage is worldwide and includes travel assistance, so it backs you on personal, business or study trips outside Colombia.
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The deductible is global: USD 1,000, 2,500, 5,000, 10,000 or 20,000. Maternity is only included with the USD 1,000 and 2,500 deductibles.
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Yes. Ideal renews with no age limit and keeps the support of BMI Access. It also includes a total and permanent disability benefit and a premium waiver if the policyholder dies or becomes disabled.
