Protection and savings
Combines life coverage with value accumulation, at a competitive interest rate above average bank rates.
Uniterm II
Life insurance
Universal life insurance that combines financial protection and accumulated value, with coverage from US$250,000 and flexible premiums.
Benefits for your future
Protection and savings in a single policy
A universal life policy with an adjustable sum insured and additional coverage such as family income, accidental death and total and permanent disability.
Adapts to your needs
Increase or decrease the sum insured and change the method, frequency or amount of your premiums. Reducing or suspending them requires sufficient reserves.
Sums from US$250,000
Broad coverage to protect your family, your assets or your company, according to your needs.
Starting your career
It's the best time to purchase it: the premium is lower and you have more time to save, plan your financial future and develop personal or family projects.
Starting a family
Protect those who depend on your income and build long-term value. You can add family income, an additional income for your beneficiaries for a set period.
Approaching retirement
Complement your wealth protection with life coverage and accumulated value, adjust the sum insured and access the cash value through loans or partial withdrawals.
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Uniterm II is universal life insurance with sums insured starting at US$250,000, flexible premiums and an adjustable sum insured. It combines protection for your family, your assets or your business with an accumulated value on which interest is credited.
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Both are universal life policies with flexible premiums and accumulated value. Uniterm II starts at US$250,000 and is designed for broad protection, estate or business needs. Nova II starts at US$100,000 and can be purchased from age 1.
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It is additional coverage that gives your beneficiaries extra income for a set period after your death, according to the rider's conditions.
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Yes, through loans or partial withdrawals, according to the policy conditions.
