Protection for your beneficiaries
The death benefit can replace income, pay off debts, cover educational expenses or help preserve family wealth.
Lifetime
Life insurance
Universal life insurance with value accumulation and guaranteed values accessible through loans and partial withdrawals, with coverage from US$100,000.
Lifetime benefits for your family
What you get with Lifetime
A universal policy with coverage from US$100,000, for people aged 20 to 75, with flexible premiums, adjustable benefits and a minimum annual interest of 3%.
Flexible premiums and accessible value
Adjust the amount and frequency of premiums and access the accumulated value through loans or partial withdrawals.
Tax-free benefit
The death benefit is paid tax-free to your beneficiaries, in accordance with current legislation.
Starting your career
Build long-term savings while protecting your loved ones; the accumulated value helps with projects, a home or unexpected expenses.
Starting a family
Guarantee financial support for your partner and children if something happens to you, accumulating cash value and adapting the policy to each stage.
Approaching retirement
A strategy to protect your family and transfer wealth to children or grandchildren without them having to liquidate other assets.
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Lifetime is universal life insurance with flexible premiums, adjustable benefits and accumulated values. It guarantees a minimum interest of 3% per year. It combines protection for your family with long-term savings you can use during your lifetime.
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Yes. You can adjust the amount and frequency of premiums within certain limits. When the accumulated cash value is sufficient, it can temporarily cover the cost of the policy.
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Yes. You can take out loans or make partial withdrawals from the available cash value for emergencies, other financial needs or investment opportunities.
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People aged 20 to 75 can take it out, with a minimum coverage of US$100,000. The policy matures at age 121. It accepts riders such as Family Income or Accidental Death, and includes Accelerated Benefits for Terminal Illness at no cost.
