United States
- BMI Financial Group, Inc.
- Best Meridian Insurance Company
- Business Men's Insurance Corp.
- BMI Services, Inc.
- BMI Ahorro USA LLC
- World Travel Services LLC
International Presence
BMI's business has expanded from its Miami headquarters to a presence on 6 continents.
Key facts
130
21
12
+700K
Headquarters
Miami is the headquarters of BMI Financial Group. From there, the holding companies in the United States and Puerto Rico are coordinated, as well as their subsidiaries in international markets.
In the United States, BMI Financial Group, Inc., Best Meridian Insurance Company, Business Men's Insurance Corp., BMI Services, BMI Ahorro USA and World Travel Services operate; in Puerto Rico, Best Meridian International Insurance Company, domiciled there since 2024.
Operating centers
BMI has 12 operating centers around the world, which support local and regional activity as well as the networks of brokers and medical providers.
Taiwan is BMI's operating base in Asia and Spain hosts the Group's digital functions. This structure enables integrated service in Latin America and other strategic markets, with access to a network of more than 700,000 healthcare providers.
Digital development
Spain serves as the Group's digital hub, driving innovation and technology initiatives, including BMI Ahorro.
BMI Ahorro España, S.L. and BMI NextTech, S.L. operate in Spain, and in 2025 the Digital Platform team was created in Madrid. BMI Ahorro, the Group's flagship digital insurance platform, lets you take out life insurance and build savings completely online in a matter of minutes, and since 2025 BMI has owned 100% of it.
Reinsurance services
BMI's reinsurance division offers a growing range of solutions in various international markets.
In 2025, BMI generated more than 1.5 billion dollars in gross written premiums from its reinsurance activities, while it continues to diversify its portfolio across geographies and lines of business.
Group structure
BMI operates through a solid network of regulated insurance entities and specialized service companies, enabling brokers to serve their clients in an integrated way in Latin America and key global markets.
Puerto Rico
- Best Meridian International Insurance Company, I.I.
Colombia
- BMI Colombia Compañía de Seguros de Vida, S.A.
- FINMERIDIAN, S.A.S.
Costa Rica
- BMI Best Meridian Insurance, S.A.
- Total Travel Services, S.A.
Spain
- BMI Ahorro España, S.L.
- BMI NextTech, S.L.
Taiwan
- Regional operating base for Asia.
Ecuador
- BMI del Ecuador Compañía de Seguros de Vida, S.A.
- BMI Igualas Médicas del Ecuador, S.A.
Dominican Republic
- BMI Compañía de Seguros, S.A.
- BMI Services de República Dominicana, S.A.
- Multi Assistance Services, Inc.
Venezuela
- Beneficios Médicos Internacionales Venezuela, C.A.
Guatemala
- BMI Compañía de seguros de Guatemala S.A.
- Financial and Wealth Management and Services, S.A.
Financial highlights
Net income
$631
Our assets
$2.4
Return on average equity
14%
AM Best rating
A-
Creating real value
At BMI, innovation is an organizational capability that enables our teams to identify opportunities, develop solutions and deliver measurable improvements for clients, partners and the business.
A culture that drives us
In 2025 we relaunched the Innovation Program to accelerate idea generation and embed it throughout the organization, starting with Guatemala.
The program seeks to strengthen collaboration between teams and turn innovation into an organizational capability that identifies opportunities and delivers measurable improvements for clients, partners and the business.
How we innovate
A five-stage methodology, developed with the consulting firm Ninety, takes each idea from concept to execution in all markets.
This methodology is supported by BMI's Digital Transformation Framework, whose goal is to build the most digital insurance company in Latin America.
Country-level ratings
Colombia
AA Rating
Ecuador
AA+ Rating
Ecuador
AAA Rating
Guatemala
AA Rating