Worldwide coverage
Health insurance
What you get with Azure
Organ transplant, Alzheimer's, cancer, dialysis and hospice or end-of-life care, with home care.
Azure is international health insurance with a maximum benefit of US$5,000,000 per insured and policy year, with worldwide coverage. If you prefer, you can exclude the U.S. Outside the United States you freely choose your hospital and doctor. Within the U.S., coverage is 100% in the Azure USA provider network.
Yes, to be covered at 100%. Within the United States, Azure pays 100% in the Azure USA provider network and 75% outside it. For an emergency treated outside the network, the plan guarantees up to US$50,000 in medical treatment.
It covers US$5,000 per pregnancy with no deductible, maternity complications up to US$150,000 and newborn complications up to US$250,000 lifetime. The latter include congenital or genetic conditions diagnosed in the first 90 days of life. It also pays up to US$1,500 per child to preserve umbilical cord stem cells.
No, in Azure it is an optional rider at an additional cost. The exception is residents of Mexico, for whom it is free.
Yes. After 3 consecutive years without claims, the deductible is reduced by up to 50%. The benefit applies to deductible options from US$500 to US$10,000.
You can take out Azure up to age 74 and renew it for life: renewal is guaranteed with no age limit. The general waiting period is 30 days, with immediate coverage for accidents and infectious diseases.