No maximum benefit limit
No coverage cap per policy year, with worldwide coverage and the option to exclude the U.S.
3000 Series
Health insurance
International health insurance with no maximum benefit limit, with worldwide coverage, free choice of hospital and doctor and emergency assistance included.
3000 Series benefits for your family
What you get with 3000 Series
The most comprehensive international health plan in BMI's portfolio, for those looking for uncapped coverage and complete freedom of choice.
Complete freedom of choice
Choose any hospital or doctor inside and outside the U.S., with no preferred networks or penalties.
Emergency assistance included
International Emergency Assistance rider at no additional cost: air ambulance, medical repatriation and companion expenses.
Why choose 3000 Series?
Designed for people between 35 and 65 with an international lifestyle, such as expatriates, business owners and executives, who are looking for a plan with no coverage cap.
No coverage limit
No maximum benefit limit per policy year, so your protection doesn't depend on a cap.
Freedom of choice
Complete freedom to choose a hospital and doctor inside and outside the U.S., with no preferred networks or penalties.
The most complete maternity coverage
The broadest maternity and newborn coverage in the portfolio: up to 100% outside the U.S. with no deductible and newborn complications at 100%.
Emergency assistance included
Air ambulance, medical repatriation and companion expenses, at no additional cost.
Guaranteed renewal
Lifetime renewal with no age limit, with enrollment up to age 74; from age 65 a medical exam and laboratory tests are required.
Up to 50% lower deductible
Deductible reduction of up to 50% after 3 consecutive years without claims.
Higher additional benefits
The highest in the portfolio for transplants, Alzheimer's, autism and complementary therapies, among others.
Worldwide coverage without exceptions
Coverage anywhere in the world, with no geographic exceptions, with the option to exclude the United States.
Starting your career
Worldwide coverage that doesn't depend on where you live, up to 50% lower deductible after 3 years without claims and protection with no maximum benefit limit.
Starting a family
The broadest maternity coverage in the portfolio, newborn included with their certificate, pediatric checkup, congenital conditions and tubal ligation, with complications at 100%.
Approaching retirement
Guaranteed renewal with no age limit, enrollment up to age 74 and uncapped coverage for cancer, dialysis, transplants and other high-cost events.
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3000 Series is BMI's most comprehensive international health insurance. It has no maximum benefit limit per policy year and its coverage is worldwide, with the option to exclude the U.S. You can choose any hospital or doctor, inside and outside the United States.
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No. 3000 Series has no maximum benefit limit per policy year. It is the only one of the six international plans with no annual cap.
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No. 3000 Series does not require you to use any preferred network in the U.S. You can choose your hospital and doctor with complete freedom inside and outside the country, without penalties.
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It is the broadest maternity coverage in BMI's portfolio. Outside the U.S. it covers up to 100% with no deductible, and maternity and newborn complications at 100%, with no lifetime limit. It includes congenital conditions, pediatric checkups, tubal ligation and stem cell preservation. The newborn is added with the birth certificate.
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No. In 3000 Series it is included at no additional cost and covers air ambulance, medical repatriation and companion expenses.
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Yes. Renewal is guaranteed for life with no age limit, and you can take it out up to age 74. From age 65, new applications require a medical exam and laboratory tests.
