Worldwide coverage
Health insurance
What you get with Meridian II
Meridian II is international health insurance with worldwide coverage, free choice of providers and a maximum benefit of US$7,000,000. It covers hospitalization, outpatient care, maternity and highly complex treatments such as cancer, dialysis and transplants. It includes BMI Access and 24/7 telemedicine.
It is an optional Meridian II rider that raises the maximum benefit to US$10,000,000. It also improves some hospital and outpatient benefits, maternity and its complications, newborn complications and organ transplants.
Residents of Latin America and the Caribbean up to age 74 can take it out. From age 65, new applications require a medical exam and laboratory tests. Once taken out, it is renewed on a guaranteed basis with no age limit.
It offers six deductible options: US$500, US$1,000, US$2,500, US$5,000, US$10,000 and US$20,000. Under certain conditions, the plan allows the deductible to be waived or reduced.
It includes maternity and its complications, newborn complications, pediatric checkups and immunizations, and umbilical cord stem cell preservation. It also covers congenital and genetic conditions of children born under the policy. Each benefit has its own limits, deductibles and waiting periods.
Yes. Both services are included at no additional cost. Telemedicine is available 24 hours a day, every day, anywhere in the world.