Growth potential
Cash value linked to the S&P 500 or the NASDAQ 100, as you choose, with return potential higher than that of conservative life products.
Best Indexed
Life insurance
Combines the protection of life insurance with market-linked value accumulation, with flexible premiums and coverage from US$100,000.
Best Indexed benefits for your financial future
What you get with Best Indexed
An indexed universal life policy with coverage from US$100,000, for people aged 1 to 75, with flexible premiums and adjustable benefits.
Protection against losses
Minimum interest guarantee of 1% per year when the index closes negative for the year, with no direct exposure to the stock market.
Retirement and legacy
Cash values to generate retirement income and a tax-free estate and legacy strategy for your beneficiaries, in accordance with current legislation.
Starting your career
Young and healthy, the cost is low and time works in your favor to build wealth, protect your family and cover debts.
Starting a family
Protect your family's income for the mortgage, your children's education and debts, while you build wealth with index-linked growth and a guaranteed 1% minimum.
Approaching retirement
Supplement your retirement income with the cash value, protect your spouse and children and plan your legacy tax-efficiently.
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Best Indexed is indexed universal life insurance with flexible premiums, adjustable benefits and accumulated values. It offers permanent protection and growth linked to the S&P 500 or the NASDAQ 100, as you choose, with no direct exposure to the stock market.
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No. If the index closes the calendar year negative, Best Indexed guarantees a minimum interest of 1% per year on the accumulated value. That way you share in the index's growth without taking on its losses.
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People aged 1 to 75 can take it out, with a minimum coverage of US$100,000. The policy matures at age 121 and the premium is paid annually, semi-annually, quarterly or monthly.
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You can use it to buy a home, finance a business, pay for your children's university, cover emergencies or supplement your retirement. Upon death, the policy leaves a legacy to your beneficiaries.
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You can add Accidental Death Benefit, Waiver of Charges for Total Disability, Term Insurance and Family Income. Accelerated Benefits for Terminal Illness are included at no cost.
