Savings with guaranteed returns
Guaranteed minimum return of 3% per year on your savings, above average bank rates.
Nova II
Life insurance
Universal life insurance that combines protection and savings, with a guaranteed minimum return of 3% per year and coverage from US$100,000.
Nova II benefits
Excellent Accumulation
A universal life policy combines protection and savings, with flexible premiums, adjustable protection and a guaranteed minimum interest rate.
Terminal illness advance
Receive an advance of 50% of the sum insured in the event of a terminal illness.
Same premium for smokers
It keeps the same target premium for smokers and is also available for minors.
Starting your career
Each payment keeps your life coverage in force and builds savings with a guaranteed minimum return of 3% per year, so you can build a safety net from the start of your career.
Starting a family
Have life coverage while you build a savings fund. In the event of a terminal illness, you can receive an advance of 50% of the sum insured.
Approaching retirement
You maintain life protection while you continue building long-term savings, with a guaranteed minimum return of 3% per year on each installment.
Available riders
Accidental Death
Family Income
Term Life Insurance
Document Downloads
Download the complete information on the Nova II plan
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Nova II is a life insurance policy that combines protection and savings, with a guaranteed minimum return of 3% per year. It can be purchased from age 1 to 75, so it is also available for minors.
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Both combine protection and savings with a guaranteed 3% per year. Nova II applies the same target premium to smokers and non-smokers and can be purchased from age 1.
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Yes. If you are diagnosed with a terminal illness, you can receive an advance of 50% of the sum insured to cover the expenses at that time.
