Adjustable sum insured
It lets you increase or decrease the sum insured without having to purchase another policy.
Lifetime
Life insurance
Universal life insurance with guaranteed values, a minimum return of 3% per year and coverage from US$100,000, with the option to adjust your sum insured.
Lifetime benefits
Guaranteed values
A universal life policy combines protection and savings, with flexible premiums, adjustable protection and a guaranteed minimum interest rate.
Guaranteed minimum return
Guaranteed minimum return of 3% per year, above average bank rates.
Riders tailored to your needs
Attractive riders that adapt to your needs and personal or family goals.
Starting your career
It gives you the opportunity to protect those you love most while you begin building your wealth, with the possibility of increasing your sum insured as your needs evolve.
Starting a family
It lets you build capital in a disciplined way for goals such as your children's education or buying a home, complementing your protection with additional coverages.
Approaching retirement
It allows you to keep building financial backing to enjoy this stage with greater peace of mind, complementing your financial planning while maintaining protection for your loved ones.
Available riders
Accidental Death
Waiver of Monthly Charges
Term Life Insurance
Family Income
Transfer Option (Included)
Accelerated Benefits for Terminal Illness (Included)
Document Downloads
Download the complete information on the Lifetime plan
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Lifetime is a life insurance policy that combines protection and savings. It protects your beneficiaries' financial well-being and allocates part of the premium to building up funds, with a guaranteed minimum return of 3% per year. You can use those funds for your personal projects.
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Yes. You can increase or decrease it as your needs and ability to pay change. You can also complement the policy with riders according to your goals.
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It depends on the option you choose when purchasing: level or increasing coverage. With the increasing option, your beneficiaries receive the sum insured plus the accumulated values.
