International Presence

International Presence

BMI has been in Guatemala since 2012 and is part of a group that, from its headquarters in Miami, has a presence on 6 continents.

Key facts

130

21

+700,000

Headquarters

Miami is the headquarters of BMI Financial Group. From there, the holding companies in the United States and Puerto Rico are coordinated, as well as their subsidiaries in international markets. From the BMI Building at Town Center One (8950 SW 74th Court, Miami), this headquarters coordinates the 21 companies of the BMI Group, with insurance business underwritten in 130 countries across six continents. It is the home base of a family-run company with more than five decades of history.

Sede central de BMI en Miami.

Operating centers

Our international operations centers support local and regional operations, as well as the broker and medical provider networks. The Group has 12 operations centers worldwide. In Asia, Taiwan serves as the regional operations base and, in Europe, Spain acts as the digital hub. This structure allows brokers to serve their clients in an integrated way across Latin America and key global markets, with access to a network of more than 700,000 healthcare providers.

Digital development

Spain serves as the Group's digital hub, driving innovation and technology initiatives, including BMI Ahorro. BMI Ahorro España, S.L. and BMI NextTech, S.L. operate in Spain, and in 2025 the Digital Platform team was created in Madrid. BMI Ahorro, the Group's flagship digital insurance platform, lets you purchase life insurance and build savings completely online in a matter of minutes, and since 2025 BMI has held a 100% ownership stake.

Mujer sonríe mientras trabaja frente a su pantalla en la oficina.

Reinsurance services

BMI's reinsurance division offers a growing range of solutions in various international markets. In 2025, BMI generated more than 1.5 billion dollars in gross written premiums from its reinsurance activities, while continuing to diversify its portfolio by geography and line of business.

Group structure

BMI operates through a solid network of regulated insurance entities and specialized service companies, enabling brokers to serve their clients in an integrated way in Latin America and key global markets.

Guatemala

  • BMI Compañía de Seguros de Guatemala, S.A.

  • Financial and Wealth Management Services, S.A.

United States

  • BMI Financial Group, Inc.

  • Best Meridian Insurance Company.

  • Business Men’s Insurance Corp.

  • BMI Services, Inc.

  • BMI Ahorro USA LLC.

  • World Travel Services LLC.

Puerto Rico

  • Best Meridian International Insurance Company, I.I.

Colombia

  • BMI Colombia Compañía de Seguros de Vida, S.A.

  • FINMERIDIAN, S.A.S.

Costa Rica

  • BMI Best Meridian Insurance, S.A.

  • Total Travel Services, S.A.

Spain

  • BMI Ahorro España, S.L.

  • BMI NextTech, S.L.

Taiwan

  • Regional operating base for Asia.

Ecuador

  • BMI del Ecuador Compañía de Seguros de Vida, S.A.

  • BMI Igualas Médicas del Ecuador, S.A.

Dominican Republic

  • BMI Compañía de Seguros, S.A.

  • BMI Services de República Dominicana, S.A.

  • Multi Assistance Services, Inc.

Venezuela

  • Beneficios Médicos Internacionales Venezuela, C.A.

BMI Financial Group financial results

$631

$2.4

14%

A-

Creating real value

At BMI, innovation is an organizational capability that enables our teams to identify opportunities, develop solutions and deliver measurable improvements for clients, partners and the business.

Innovation culture

In 2025 we relaunched the Innovation Program to strengthen collaboration, accelerate idea generation and integrate it across the organization. The program was first implemented in Guatemala, where cross-functional teams took part in training sessions and an innovation challenge.
Un equipo aplaude durante una presentación en la oficina.

Country-level ratings

Guatemala

AA Rating

Colombia

AA Rating

Ecuador

AA+ Rating

Ecuador

AAA Rating