Hospitalization at 100%
Medical and surgical services, fees, medications, and therapies at 100%; room up to US$400 and ICU up to US$800 per day.
Flexi Plan III Latin America
Health insurance
Health insurance focused on Latin America and the Caribbean, with two maximum coverage options of US$500,000 or US$1,500,000 per insured per policy year.
Flexi Plan III benefits
What you get with Flexi Plan III
Flexi Plan III combines hospitalization and outpatient surgery, with coverage of up to US$500,000 per insured per policy year, expandable to US$1,500,000 with an optional supplement.
Outpatient surgery
Covered at 100%, as well as routine medical checkups for the policyholder and spouse, up to US$250 with no deductible.
Support in emergencies
Up to US$50,000 per accident while your application is being reviewed and US$25,000 per emergency outside the coverage area.
Why choose Flexi Plan III Latin America?
Protect your health with coverage in Latin America and the Caribbean, free choice of hospitals and options to tailor your protection.
Coverage of up to US$500,000
Offers maximum coverage of US$500,000 per insured and per policy year.
Free choice of hospitals
Choose where to receive hospital care within the coverage area: Latin America and the Caribbean.
Seven deductible options
Choose from seven deductibles, from US$250 to US$20,000, per insured and per policy year, with a maximum of two per family.
Guaranteed renewal
Keep your protection with guaranteed renewals and no age limit. The maximum enrollment age is 74.
Emergencies outside the region
Get up to US$25,000 for emergency medical treatment outside the coverage area.
Routine medical checkups
The policyholder and their spouse have a US$250 benefit for routine medical checkups, with no deductible, after a 12-month waiting period.
Options to expand your coverage
Customize your protection with optional riders, including maximum coverage of US$1,500,000 per insured per policy year.
BMI Access included
At no additional cost: a BMI Access medical coordinator provides ongoing supervision and assistance so you can access all the benefits.
Regional coverage tailored to your needs
Protection designed for those who live and travel mainly within Latin America and the Caribbean, with free choice of hospitals.
Sum insured options
Choose maximum coverage of US$500,000 or US$1,500,000 per insured per policy year, depending on the option you purchase.
A more affordable plan
With 7 deductible options, from US$250 to US$20,000, you can adjust the cost of the plan to your budget.
Protection against major medical events
Covers high-cost medical events within Latin America and the Caribbean, with guaranteed renewals and no age limit.
Document Downloads
Download the complete information on Flexi Plan III Latin America
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It is a BMI Guatemala health insurance plan with coverage in Latin America and the Caribbean, unlike the worldwide plans. It has two maximum coverage options, US$500,000 or US$1,500,000, and it is the most affordable plan in the portfolio.
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For self-employed workers, small business owners, young families and people who live and travel mainly within Latin America and are looking for a regional alternative with several sum insured options.
