Flexible protection
Approximately 50% of your payment goes to life insurance and the other 50% to your savings.
BMI Ahorro
Life insurance
Life insurance with a savings plan that lets you protect your loved ones while you build your financial future.
Benefits for your family
Protection and savings in a single plan
Each installment is split roughly in half between savings and life insurance. The savings earn a guaranteed interest rate of 3.5% per year. Starting in the second year, you can access up to 50% of the surrender value; from the third year on, you can withdraw 100% with no penalty. The accumulated capital is added to the life benefit your beneficiaries receive.
Capital growth
Guaranteed interest of 3.5% per year on your savings.
Complete peace of mind
Purchase it 100% online, with no medical exams or complicated paperwork.
Starting your career
Start building your wealth with plans from US$25 a month, while you have life protection.
Starting a family
BMI Ahorro combines your savings plan with life insurance to protect those who depend on you.
Approaching retirement
Keep up your monthly contributions, add extra contributions whenever you want and let your capital grow over time.
Frequently asked questions
We answer the most frequently asked questions about BMI Ahorro, your savings and your life insurance.
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BMI Ahorro is a life insurance policy with a built-in savings plan. With a fixed monthly installment, one part funds your beneficiaries' protection and the other goes to your savings. You purchase and manage it 100% online, from the website or the app, with no medical exams.
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Approximately 50% of the monthly payment goes to your savings plan and the other 50% funds the life insurance. Plans start at US$25 per month, and you can add extra contributions whenever you want.
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Your savings grow with a guaranteed compound interest rate of 3.5% per year.
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From policy year 2 you can withdraw 50% of the surrender value. From year 3, 100%, with no penalty. If you surrender all the capital, the policy and its coverage end.
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The saved capital is added to the policy coverage and both are paid to your beneficiaries, according to the terms of the contract.
