Coverage for your health
An individual and family solution to deal with serious illnesses, accidents and high-cost treatments, according to the plan's conditions.
Group Major Medical Expenses
Health protection
Protects individuals and families against serious illnesses, accidents and high-cost treatments. Complement your national coverage with additional protection for major medical expenses, free choice of accredited physicians, access to premium hospitals and a select network in Colombia, plus travel medical assistance.
Comprehensive protection for individuals and families
Supplementary coverage for high-cost medical expenses
Major Medical Expenses provides individual and family protection against illnesses, accidents and high-cost treatments. Complement your national coverage with additional protection for major medical expenses, free choice of accredited physicians, access to premium hospitals, a select network in Colombia and travel medical assistance.
Hospitalization and surgery
Includes hospitalization, surgery, outpatient visits, maternity, transplants and other benefits, according to the plan conditions.
Travel medical assistance
Includes travel medical assistance and access to a select network of hospitals in Colombia, according to the plan's conditions and authorizations.
Benefits for more complete coverage
A plan that complements your national coverage with additional protection for major medical expenses and provides access to medical care in the country and abroad, according to the policy conditions.
Complement your local coverage
It adds support to your health coverage; it does not replace your ARS enrollment.
Protection against high-cost expenses
Protection against illnesses, accidents and high-cost treatments, in accordance with the limits and conditions purchased.
National coverage with a premium network
Enjoy medical coverage in the Dominican Republic with access to a premium network of hospitals and clinics, according to the conditions of your plan.
Free choice of physicians
Choose accredited doctors and premium network hospitals, in accordance with the terms of your policy.
Selecta Network in Colombia
Access to a select network of hospitals in Colombia, according to the plan's conditions and authorizations.
Travel medical assistance
Medical support during your travels, in accordance with the policy conditions.
Pre-existing conditions
Disclose them when you purchase the plan; coverage may have limits and be subject to waiting periods.
Choose your individual or family coverage
Select the coverage that fits your health needs and the plan's eligibility conditions.
Complement your ARS
Major Medical Expenses complements the protection of your ARS. The services and expenses covered depend on the conditions of your plan.
Get support from BMI Access
BMI Access provides support and coordination of medical services, according to the benefits available under your plan.
Download Documentation
Download the complete information on the Major Medical Expenses plan
Frequently asked questions
We answer your questions about individual and family coverage, coordination with the ARS, pre-existing conditions and medical assistance while traveling.
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It is insurance that protects you and your family against critical illnesses, severe accidents and high-cost treatments. It gives you free choice of accredited doctors, a premium hospital network in the Dominican Republic, a select network in Colombia and travel medical assistance. It covers hospitalization, surgeries, outpatient expenses, maternity and transplants.
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No. It is complementary coverage: it helps you cover medical expenses that exceed the limits of your local coverage.
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Any pre-existing conditions you declare have limited coverage, according to the policy conditions, and are subject to waiting periods.
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On individual plans, coverage can be maintained up to age 99.
